IndusInd Bank Phone Banking Officer Interview Questions and Answers

CIBIL is a credit information company that maintains credit records of individuals and companies.

• CIBIL stands for Credit Information Bureau (India) Limited.

• It is a credit information company that collects and maintains credit records of individuals and companies.

• CIBIL provides credit reports and scores to banks and other financial institutions to help them assess the creditworthiness of borrowers.

• The credit score provi...read more

ICRA rating is a credit rating given to companies based on their financial stability and creditworthiness.

• ICRA stands for Investment Information and Credit Rating Agency.

• The rating is given on a scale of 1 to 10, with 1 being the highest rating.

• The rating is based on various factors such as financial performance, management quality, industry outlook, and external factors such as economic and political conditions.

• ICRA r...read more

Banking involves financial transactions, loans, investments, and other services provided by banks and financial institutions.

• Banks provide financial services such as savings accounts, checking accounts, and loans.

• Investment banking involves helping companies raise capital through stock offerings and bond sales.

• Commercial banking involves providing loans to businesses and individuals.

• Retail banking involves providing se...read more