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Digital 360 Interview Questions and Answers

Updated 25 Feb 2024
Popular Designations

Q1. In case customer not answering the call what are you doing

Ans.

If customer does not answer the call, I leave a voicemail and send a follow-up text or email.

  • Leave a voicemail with a polite message requesting a call back

  • Send a follow-up text or email with the same message

  • Attempt to call again at a later time if necessary

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Q2. How to handle the customer in angery situations

Ans.

Stay calm, listen actively, empathize, apologize, offer solutions, and follow up.

  • Remain calm and professional

  • Listen actively and let the customer vent

  • Empathize with the customer's situation

  • Apologize for any inconvenience caused

  • Offer solutions to resolve the issue

  • Follow up with the customer to ensure satisfaction

  • Use positive language and avoid blaming or accusing the customer

  • If necessary, escalate the issue to a supervisor or manager

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Q3. How to handle the customer

Ans.

Handling customers requires patience, empathy, and effective communication.

  • Listen actively to the customer's concerns and show empathy

  • Remain calm and professional, even in difficult situations

  • Offer solutions or alternatives to resolve the issue

  • Communicate clearly and effectively, avoiding technical jargon

  • Follow up with the customer to ensure satisfaction

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Q4. How to handle NPA customers

Ans.

Handle NPA customers by understanding their situation and offering solutions to help them repay their debts.

  • Listen to their concerns and empathize with their situation

  • Offer flexible repayment options based on their financial situation

  • Provide clear communication and follow-up regularly

  • Consider legal action as a last resort

  • Maintain professionalism and respect at all times

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Discover Digital 360 interview dos and don'ts from real experiences

Q5. What is a work for collection

Ans.

A work for collection refers to the process of pursuing overdue payments from individuals or businesses on behalf of a creditor.

  • Contacting debtors to remind them of outstanding payments

  • Negotiating payment plans or settlements

  • Documenting all communication and payment agreements

  • Escalating collection efforts if necessary, such as involving legal action

  • Maintaining accurate records of all collection activities

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Q6. How to handle with customer

Ans.

Handle customers with empathy, patience, and professionalism.

  • Listen actively to understand customer concerns

  • Remain calm and composed, even in challenging situations

  • Offer solutions or alternatives to resolve issues

  • Maintain a positive attitude and friendly demeanor

  • Follow up with customers to ensure satisfaction

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Q7. Which buckets are handled

Ans.

Buckets handled depend on the type of debt and its age.

  • Buckets are categorized based on the number of days past due.

  • Typically, buckets range from 0-30 days, 31-60 days, 61-90 days, and so on.

  • The collection officer will handle the buckets assigned to them based on their experience and expertise.

  • They will work to recover the debt from each bucket, starting with the oldest and most delinquent debts first.

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