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GrayQuest Credit Associate Interview Questions and Answers

Updated 8 Feb 2024

GrayQuest Credit Associate Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Basic aptitude check, and confidence check
  • Q2. Not applicable as such

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via LinkedIn and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. About credit life cycle
  • Q2. What is DSCR and why important while lending
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio, it is important while lending to assess the borrower's ability to repay the loan.

    • DSCR is a financial ratio that measures a company's ability to cover its debt obligations with its operating income.

    • A higher DSCR indicates that the company has more income available to meet its debt obligations.

    • Lenders use DSCR to evaluate the risk of lending money to a borrower, as a low DSCR ...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

It was very nice test and HR is very helpful

Round 2 - Technical 

(2 Questions)

  • Q1. Question was domain related
  • Q2. Provide all answer very simple way
Round 3 - HR 

(1 Question)

  • Q1. HRabout my experience and about company
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Naaaghuuiii hgdtyhb uii7yfghh uyddbkiydd
  • Q2. NAahjuutyijhg guihhftu dfyikhh fujgx
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(3 Questions)

  • Q1. About past experience
  • Q2. Grilling on past experience
  • Q3. Personal Loans deep dive on product

Interview Preparation Tips

Interview preparation tips for other job seekers - Be firm and confident
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Past experience, Regulatory Analytics and hands on SQL and excel
Round 2 - One-on-one 

(1 Question)

  • Q1. Vision, why job change and previous work EX
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Questions on credit risk which involve around pd lgd and ead
  • Q2. Sas, ead, lgd, credit risk
  • Q3. Credit risk and its implications
  • Ans. 

    Credit risk refers to the potential loss that a lender may incur due to a borrower's failure to repay a loan or meet contractual obligations.

    • Credit risk is the risk of financial loss resulting from a borrower's failure to repay a loan or meet other financial obligations.

    • It is important for financial institutions to assess and manage credit risk to protect their assets and maintain financial stability.

    • Factors that contr...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - give as much as details you want

I applied via Recruitment Consulltant and was interviewed in May 2022. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Related profile, regarding LOS and LMS lending application questions

Interview Preparation Tips

Interview preparation tips for other job seekers - You should know about your job profile what exactly you are doing currently in your Jo
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Nov 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Multiple Choice Questions

Round 2 - HR 

(1 Question)

  • Q1. Why do you want to join us

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good company

I applied via Campus Placement and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. How you proceed with model building.
  • Ans. 

    I proceed with model building by first defining the problem, collecting and cleaning data, selecting appropriate algorithms, training and testing the model, and finally evaluating its performance.

    • Define the problem and set goals

    • Collect and clean data

    • Select appropriate algorithms

    • Train and test the model

    • Evaluate the model's performance

    • Iterate and refine the model as needed

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Focus on what you know.
Dont bluff

Skills evaluated in this interview

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GrayQuest Interview FAQs

How many rounds are there in GrayQuest Credit Associate interview?
GrayQuest interview process usually has 1 rounds. The most common rounds in the GrayQuest interview process are One-on-one Round.
What are the top questions asked in GrayQuest Credit Associate interview?

Some of the top questions asked at the GrayQuest Credit Associate interview -

  1. Basic aptitude check, and confidence ch...read more
  2. Not applicable as s...read more

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GrayQuest Credit Associate Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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GrayQuest Credit Associate Salary
based on 7 salaries
₹3 L/yr - ₹4.2 L/yr
16% less than the average Credit Associate Salary in India
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GrayQuest Credit Associate Reviews and Ratings

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5.0/5

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