70+ eClerx Interview Questions and Answers for Freshers

Capital markets are platforms where companies and governments can raise funds through the sale of securities. Money markets are for short-term borrowing and lending.

• Capital markets are divided into primary and secondary markets

• Primary markets are where new securities are issued for the first time

• Secondary markets are where existing securities are traded among investors

• Examples of capital markets include stock exchanges and bond markets

• Money markets are for short-term borrowin...read more

Derivatives are financial contracts whose value is derived from an underlying asset or security.

• Derivatives can be used for hedging or speculation.

• Examples of derivatives include futures, options, and swaps.

• Derivatives can be traded on exchanges or over-the-counter.

• Derivatives can be complex and carry significant risk.

• Derivatives played a role in the 2008 financial crisis.

Investment banking involves raising capital for clients through various financial instruments and services. Capital markets are where securities are traded. Trade life cycle involves the steps from trade initiation to settlement.

• Investment banking involves underwriting securities, mergers and acquisitions, and providing financial advisory services to clients.

• Capital markets are where securities such as stocks, bonds, and derivatives are traded.

• Trade life cycle involves trade ...read more

There are different types of shares, such as common shares and preferred shares. Depreciation is the decrease in value of an asset over time.

• Common shares represent ownership in a company and give shareholders voting rights.

• Preferred shares have a fixed dividend and priority over common shares in case of liquidation.

• Depreciation is an accounting method used to allocate the cost of an asset over its useful life.

• It reflects the decrease in value of assets like buildings, vehicl...read more

OTC market refers to the trading of securities directly between parties, while investment banking involves providing financial services to corporations and governments.

• OTC market stands for Over-the-Counter market, where securities are traded directly between parties without a centralized exchange.

• Investment banking is a sector of the financial industry that provides various financial services such as underwriting, mergers and acquisitions, and advisory services to corporatio...read more

The probability of getting an odd number on a single dice roll is 1/2 or 50%.

• A dice has 6 sides, 3 of which are odd numbers (1, 3, 5).

• Each side has an equal chance of landing face up.

• Therefore, the probability of getting an odd number is 3/6 or 1/2.

Ledger is a record of all financial transactions, while a statement is a summary of those transactions.

• Ledger is a detailed record of all financial transactions, including debits and credits.

• Statement is a summary of those transactions, usually presented in a standardized format.

• Ledger is used for day-to-day record keeping, while statements are used for reporting and analysis.

• Examples of ledgers include general ledger, accounts payable ledger, and accounts receivable ledger.

• E...read more

Finance is the study of how individuals, businesses, and organizations manage money and investments.

• Finance involves analyzing financial statements, managing investments, and making financial decisions.

• Examples include budgeting, forecasting, risk management, and financial planning.

• Finance also includes understanding financial markets, such as stocks, bonds, and commodities.

• Financial analysts use financial data to make recommendations and inform investment decisions.

• Finance i...read more

A derivative is a financial contract whose value is derived from an underlying asset or security.

• Types of derivatives include futures, options, swaps, and forwards.

• Futures are contracts to buy or sell an asset at a predetermined price and date.

• Options give the holder the right, but not the obligation, to buy or sell an asset at a predetermined price and date.

• Swaps involve exchanging cash flows based on different financial instruments or currencies.

• Forwards are similar to futu...read more

Reconciliation is the process of comparing two sets of records to ensure they are in agreement. BRS stands for Bank Reconciliation Statement.

• Reconciliation involves comparing financial records to identify discrepancies

• BRS is a statement that compares a company's bank account balance to its financial records

• Reconciliation and BRS are important for identifying errors and fraud in financial records

• Examples of items that may need to be reconciled include bank statements, credit c...read more

A bond is a debt security where an investor loans money to an entity for a defined period at a fixed interest rate. A debenture is a type of bond that is not secured by collateral.

• Bonds are issued by corporations, municipalities, and governments to raise capital.

• Bonds have a fixed maturity date and pay interest at a fixed rate.

• Debentures are unsecured bonds that rely on the creditworthiness of the issuer.

• Debentures typically have a higher interest rate than secured bonds to c...read more

Derivatives are financial instruments whose value is derived from an underlying asset, investment banking involves providing financial services to corporations, OTC refers to over-the-counter trading, and capital markets are where securities are bought and sold.

• Derivatives are financial instruments whose value is based on an underlying asset, such as stocks, bonds, commodities, or currencies

• Investment banking involves providing financial services to corporations, such as unde...read more

50% of 5 is 2.5.

• To find 50% of a number, you divide the number by 2.

• 50% of 5 = 5 / 2 = 2.5

Trade life cycle refers to the stages involved in a trade from initiation to settlement. Derivatives are financial instruments whose value is derived from an underlying asset.

• Trade life cycle includes trade initiation, trade execution, trade confirmation, trade settlement, and trade reconciliation

• Derivatives include options, futures, forwards, and swaps

• Accounting rules for derivatives involve marking to market, hedge accounting, and fair value accounting

There is no one-size-fits-all answer to which type of derivatives is the best, as it depends on individual risk tolerance, investment goals, and market conditions.

• Different types of derivatives serve different purposes - futures are good for hedging risk, options offer flexibility, swaps are useful for customizing risk exposure

• Investors should consider factors such as liquidity, leverage, and complexity when choosing derivatives

• For example, if an investor wants to hedge again...read more

Investment banking involves providing financial advisory services, underwriting securities, and facilitating mergers and acquisitions.

• Provides financial advisory services to corporations, governments, and other institutions

• Underwrites securities such as stocks and bonds for companies looking to raise capital

• Facilitates mergers and acquisitions by advising on deals and helping with financing

• Assists clients in raising capital through debt and equity offerings

• Engages in trading ...read more

Rolling two dice will result in a random combination of numbers between 2 and 12.

• The probability of rolling a certain number can be calculated using probability theory.

• The most common result is 7, which has a probability of 1/6.

• The least common results are 2 and 12, which each have a probability of 1/36.

• The sum of the two dice can be used in various games and gambling activities.

Debentures are long-term debt instruments issued by companies to raise capital, typically with a fixed interest rate and maturity date.

• Debentures are unsecured bonds that are backed only by the creditworthiness and reputation of the issuer.

• They pay a fixed rate of interest and have a specified maturity date when the principal amount is repaid.

• Debentures can be issued by corporations, governments, or other entities to raise funds for various purposes.

• Investors who purchase deb...read more

KYC stands for Know Your Customer. It is a process of verifying the identity of a customer before providing them with services.

• KYC is a regulatory requirement in many industries such as banking, insurance, and investment.

• It involves collecting and verifying personal information such as name, address, and identification documents.

• The purpose of KYC is to prevent fraud, money laundering, and terrorist financing.

• Examples of KYC procedures include asking for a government-issued I...read more

A derivative is a financial contract whose value is based on the performance of an underlying asset or security.

• Types of derivatives include futures, options, swaps, and forwards

• Futures are contracts to buy or sell an asset at a specific price on a specific date

• Options give the holder the right, but not the obligation, to buy or sell an asset at a specific price on or before a specific date

• Swaps involve exchanging cash flows based on different financial instruments

• Forwards ar...read more

Capital market is where long-term securities are bought and sold, while money market deals with short-term debt securities.

• Capital market involves trading of long-term securities like stocks and bonds

• Money market deals with short-term debt securities like treasury bills and commercial paper

• Capital market helps in raising long-term funds for companies and governments

• Money market provides short-term liquidity and financing options for businesses and financial institutions

A derivative is a financial contract whose value is derived from the performance of an underlying asset, index, or entity.

• Derivatives can be used for hedging, speculation, or arbitrage.

• Common types of derivatives include options, futures, forwards, and swaps.

• Derivatives allow investors to take on risk or hedge against risk without owning the underlying asset.

• The value of a derivative is based on the expected future price movements of the underlying asset.

• Derivatives are trade...read more

RBI has issued various guidelines for KYC to prevent money laundering and terrorist financing.

• RBI has made it mandatory for banks to follow KYC guidelines for all their customers.

• The guidelines require banks to verify the identity and address of their customers.

• Banks are also required to obtain information about the customer's occupation and source of income.

• RBI has also issued guidelines for simplified KYC for low-risk customers.

• Banks are required to periodically update thei...read more

Money market deals with short-term debt securities, while equity market deals with stocks and ownership in companies.

• Money market involves short-term borrowing and lending, typically with maturities of one year or less.

• Equity market involves buying and selling ownership shares of publicly traded companies.

• Money market securities include Treasury bills, commercial paper, and certificates of deposit.

• Equity market securities include common stocks, preferred stocks, and exchange-...read more

Capital market is where long-term securities like stocks and bonds are bought and sold. Bonds are debt securities issued by corporations or governments. Debentures are unsecured bonds backed by the creditworthiness of the issuer.

• Capital market is a financial market where long-term securities like stocks and bonds are bought and sold

• Bonds are debt securities issued by corporations or governments to raise capital, with a fixed interest rate and maturity date

• Debentures are unsec...read more

A balance sheet is a financial statement that provides a snapshot of a company's assets, liabilities, and shareholders' equity at a specific point in time. BRS stands for Bank Reconciliation Statement.

• Balance sheet is a summary of a company's financial position

• It shows the company's assets, liabilities, and shareholders' equity

• Assets include cash, inventory, property, and investments

• Liabilities include debts, loans, and obligations

• Shareholders' equity represents the company's...read more

KYC stands for Know Your Customer and includes various types such as basic KYC, enhanced KYC, and ongoing KYC.

• Basic KYC involves verifying customer identity through documents like ID proof and address proof.

• Enhanced KYC includes additional verification steps like in-person verification or biometric authentication.

• Ongoing KYC involves regularly updating customer information to ensure compliance with regulations.

• Examples of KYC documents include passport, driver's license, util...read more

Regulators in India oversee various sectors including finance, securities, telecommunications, and more.

• Securities and Exchange Board of India (SEBI) regulates the securities market

• Reserve Bank of India (RBI) regulates the banking sector

• Telecom Regulatory Authority of India (TRAI) regulates the telecommunications industry

• Insurance Regulatory and Development Authority of India (IRDAI) regulates the insurance sector

Dividend is a distribution of a portion of a company's earnings to its shareholders.

• Dividends are typically paid in cash, but can also be paid in the form of additional shares of stock.

• Dividends are usually paid on a regular basis, such as quarterly or annually.

• Companies may choose to reinvest their earnings instead of paying dividends to shareholders.

• Dividend yield is a measure of how much a company pays out in dividends relative to its stock price.

Trad life cycle refers to the traditional life cycle of a financial product or service, including its stages from inception to maturity.

• The traditional life cycle typically includes stages such as product development, market introduction, growth, maturity, and decline.

• During the product development stage, the financial analyst may be involved in conducting market research, analyzing competitors, and developing financial models.

• In the market introduction stage, the analyst may...read more

Dividend is a portion of a company's profits paid to shareholders as a return on their investment.

• Dividend is a distribution of a company's earnings to its shareholders

• It is usually paid in cash, but can also be in the form of stock or property

• Dividend amount is decided by the company's board of directors

• Dividend yield is the percentage of the current stock price that is paid out as dividends

• Example: Apple Inc. paid a dividend of $0.82 per share in May 2021

Futures and options are financial derivatives that allow investors to speculate on the price movements of assets without owning them.

• Futures are contracts to buy or sell an asset at a specified price on a future date.

• Options give the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specific time frame.

• Both futures and options are used for hedging, speculation, and arbitrage in financial markets.

• Example: A farmer can use futur...read more

Capital market is a financial market where long-term securities like stocks and bonds are bought and sold. IPO stands for Initial Public Offering.

• Capital market is a platform for companies and governments to raise funds for long-term investments.

• It consists of primary market where new securities are issued and secondary market where existing securities are traded.

• IPO is the process through which a private company becomes publicly traded by offering its shares to the public fo...read more

Investment banking involves providing financial services to corporations, governments, and other institutions.

• Helping companies raise capital through issuing stocks or bonds

• Advising on mergers and acquisitions

• Providing strategic financial advice to clients

• Underwriting securities offerings

• Trading securities for clients

The Indian financial system consists of various institutions, markets, regulations, and financial instruments that facilitate the flow of funds in the economy.

• The financial system in India is divided into formal and informal sectors.

• Formal sector includes banks, financial institutions, stock exchanges, insurance companies, etc.

• Informal sector includes money lenders, chit funds, etc.

• Regulatory bodies like RBI, SEBI, IRDAI, PFRDA play a crucial role in overseeing the financial ...read more

Stocks represent ownership in a company, while bonds represent debt owed by a company or government.

• Stocks represent ownership in a company, giving shareholders voting rights and potential for dividends.

• Bonds represent debt owed by a company or government, with fixed interest payments and a maturity date.

• Stocks are generally considered riskier but offer higher potential returns, while bonds are seen as safer investments with lower returns.

• Examples: Apple stock (AAPL) and US T...read more

Capital markets are platforms where individuals and institutions trade financial securities.

• Primary market: where new securities are issued and sold for the first time, such as initial public offerings (IPOs)

• Secondary market: where existing securities are bought and sold among investors, such as stock exchanges

• Money market: where short-term debt securities with high liquidity are traded, such as Treasury bills

• Bond market: where fixed-income securities, such as corporate bonds...read more

Excel is a powerful tool for financial analysis, used for data organization, analysis, and visualization.

• Use Excel functions like SUM, AVERAGE, and VLOOKUP for calculations

• Create charts and graphs to visualize financial data

• Use pivot tables to summarize and analyze large datasets

• Utilize conditional formatting to highlight important data points

• Import external data sources for analysis

KYC is important for financial institutions to verify the identity of their customers and mitigate risks.

• KYC helps prevent money laundering and terrorist financing.

• It ensures compliance with regulatory requirements.

• KYC helps establish trust between financial institutions and customers.

• It enables effective risk management and fraud prevention.

• KYC helps in identifying politically exposed persons (PEPs) and high-risk individuals.

• It assists in maintaining accurate customer record...read more

Derivatives are financial contracts that derive their value from an underlying asset or security.

• Derivatives can be used for hedging or speculation.

• Common types of derivatives include futures, options, and swaps.

• Futures contracts involve buying or selling an asset at a predetermined price and date.

• Options contracts give the holder the right, but not the obligation, to buy or sell an asset at a predetermined price and date.

• Swaps involve exchanging cash flows based on different...read more

Swaps are financial contracts between two parties to exchange cash flows based on different financial instruments.

• Swaps are used to manage risk and hedge against fluctuations in interest rates, currencies, and commodities.

• The most common type of swap is an interest rate swap, where two parties exchange fixed and floating interest rate payments.

• Currency swaps involve exchanging principal and interest payments in different currencies.

• Commodity swaps involve exchanging cash flow...read more

The 3 golden rules of accounting are the rules that govern how transactions are recorded in financial statements.

• 1. The accounting equation must always balance: Assets = Liabilities + Equity

• 2. Every transaction must be recorded in at least two accounts: one account will be debited and the other credited

• 3. The accounting period assumption states that financial statements should be prepared at regular intervals, usually monthly, quarterly, or annually

KYC stands for Know Your Customer, a process used by financial institutions to verify the identity of their clients.

• KYC is a regulatory requirement to prevent money laundering, terrorist financing, and other financial crimes.

• It involves collecting personal information such as name, address, date of birth, and government-issued ID.

• Financial institutions use KYC to assess the risk of doing business with a particular client.

• KYC also includes ongoing monitoring of client transact...read more

I would check if it's a power outage or a technical issue and troubleshoot accordingly.

• Check if other devices are also affected by the power outage

• If it's a technical issue, check the power source and connections

• Try turning the box back on and see if it works

• If the issue persists, seek technical assistance

A derivative is a financial instrument whose value is derived from an underlying asset. Types include futures, options, and swaps.

• A derivative is a contract between two parties based on an underlying asset.

• It derives its value from the performance of the underlying asset.

• Common types of derivatives include futures, options, forwards, and swaps.

• Derivatives are used for hedging, speculation, and arbitrage.

• Examples of derivatives include stock options, commodity futures, and int...read more

KYC, reconciliation, investment banking, and derivatives are all important concepts in finance.

• KYC stands for Know Your Customer and refers to the process of verifying the identity of clients.

• Reconciliation is the process of comparing two sets of records to ensure they are in agreement.

• Investment banking involves helping companies raise capital by underwriting and issuing securities.

• Derivatives are financial instruments that derive their value from an underlying asset or inde...read more

The peak bandwidth of 5G network is around 10 Gbps.

• Peak bandwidth of 5G network can reach up to 10 Gbps (Gigabits per second).

• 5G technology offers significantly higher peak data rates compared to 4G networks.

• The actual peak bandwidth may vary depending on network conditions and deployment.

• 5G networks use advanced technologies like massive MIMO and beamforming to achieve high data rates.

Capital market is a financial market where long-term securities are traded.

• It is a market for buying and selling of long-term securities such as stocks, bonds, and debentures.

• It provides a platform for companies and governments to raise funds for their long-term investment needs.

• It is regulated by the Securities and Exchange Board of India (SEBI) in India.

• Examples of capital markets include the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) in India.

• Investo...read more

Surface mount technology (SMT) is a method for producing electronic circuits in which the components are mounted or placed directly onto the surface of printed circuit boards (PCBs).

• Components are mounted directly onto the surface of PCBs, as opposed to through-hole technology where components have leads inserted into holes on the board.

• SMT allows for smaller and lighter electronic devices, as well as automated assembly processes.

• Common SMT components include resistors, capac...read more

Salesforce Marketing Cloud is a platform by Salesforce for creating and managing personalized customer journeys across various channels.

• Allows businesses to create targeted marketing campaigns

• Enables automation of marketing processes

• Provides tools for email marketing, social media advertising, and customer segmentation

• Offers analytics to track campaign performance

O2C (Order to Cash) is the process of managing customer orders, while FnO (Finance and Operations) refers to financial management in businesses.

• O2C involves steps from order placement to cash receipt.

• Key stages in O2C include order management, invoicing, and payment processing.

• Example: A customer places an order online, which is fulfilled and invoiced, leading to payment collection.

• FnO encompasses financial planning, budgeting, and operational efficiency.

• Example: FnO systems ...read more

A transistor is a semiconductor device used to amplify or switch electronic signals.

• Transistors are fundamental building blocks of modern electronic devices.

• They can amplify electrical signals, control the flow of current, and act as switches.

• Common types of transistors include bipolar junction transistors (BJTs) and field-effect transistors (FETs).

An amplifier is a device that increases the amplitude of a signal.

• An amplifier takes a weak input signal and increases its strength

• It is commonly used in audio systems to increase the volume of sound

• Examples include guitar amplifiers, stereo amplifiers, and operational amplifiers

A capital market is a financial market where long-term debt or equity-backed securities are bought and sold.

• Capital markets facilitate the raising of capital by connecting investors with companies.

• Examples include stock markets (e.g., NYSE, NASDAQ) and bond markets.

• They are essential for economic growth, allowing businesses to fund expansion.

• Participants include individual investors, institutional investors, and governments.

• Capital markets can be primary (new issues) or secon...read more

To reset the Gmail password, go to the Gmail login page and click on 'Forgot password'. Follow the instructions to reset the password.

• Go to the Gmail login page

• Click on 'Forgot password'

• Follow the instructions to reset the password

Inductor and capacitor are passive electronic components used in circuits to store and release energy.

• Inductor: stores energy in a magnetic field when current flows through it. Examples include transformers and chokes.

• Capacitor: stores energy in an electric field when voltage is applied. Examples include decoupling capacitors and timing circuits.

A transformer is a device that transfers electrical energy between two or more circuits through electromagnetic induction.

• Transformers consist of two coils of wire, known as the primary and secondary coils, wrapped around a core made of iron or other magnetic materials.

• They work on the principle of electromagnetic induction, where a changing current in the primary coil induces a voltage in the secondary coil.

• Transformers are used to step up or step down voltage levels in elec...read more

Power system is a network of electrical components used to generate, transmit, and distribute electricity.

• Consists of power plants, transmission lines, substations, and distribution lines

• Generates electricity from various sources like coal, natural gas, nuclear, and renewable energy

• Transmits electricity over long distances at high voltages to reduce energy losses

• Distributes electricity to homes, businesses, and industries for consumption

Performance is the measure of how well a task or activity is completed.

• Performance can be measured in terms of efficiency, effectiveness, and productivity.

• Efficiency refers to how well resources are utilized to complete a task.

• Effectiveness refers to how well the task meets its intended goals or objectives.

• Productivity refers to the amount of output produced per unit of input.

• For example, in a sales role, performance can be measured by the number of sales made (productivity),...read more

Derivatives are financial instruments that derive their value from an underlying asset or security.

• Types of derivatives include futures, options, swaps, and forwards.

• Futures are standardized contracts traded on exchanges, while forwards are customized contracts traded over-the-counter.

• Options give the holder the right, but not the obligation, to buy or sell an underlying asset at a predetermined price and time.

• Swaps involve exchanging cash flows based on different financial i...read more

Answering questions related to derivative markets, types of cryptocurrency, and work experience.

• Derivative markets are financial markets where investors can trade financial instruments that derive their value from an underlying asset.

• Types of derivative markets include futures, options, swaps, and forwards.

• Cryptocurrency is a digital or virtual currency that uses cryptography for security.

• Types of cryptocurrency include Bitcoin, Ethereum, Litecoin, and Ripple.

• Questions about ...read more

BPO stands for Business Process Outsourcing and KPO stands for Knowledge Process Outsourcing.

• BPO involves outsourcing non-core business functions like customer service, HR, and accounting.

• KPO involves outsourcing high-level knowledge-based tasks like research, data analysis, and financial services.

• BPO focuses on cost savings and efficiency, while KPO focuses on specialized skills and expertise.

• Examples of BPO companies include Teleperformance and Convergys, while examples of ...read more

Yes, we can add extra row and pivot table in excel.

• To add a row, select the row below where you want to add the new row and right-click, then select 'Insert'.

• To create a pivot table, select the data range and go to 'Insert' tab, click on 'PivotTable' and follow the prompts.

• To add a new pivot table to an existing one, select a cell in the existing pivot table and go to 'Analyze' tab, click on 'PivotTable' and follow the prompts.

KYC (Know Your Customer) process is a set of procedures used by financial institutions to verify the identity of their clients.

• KYC process involves collecting personal information from clients, such as name, address, and identification documents.

• It also includes verifying the information provided by clients through various means, such as checking databases and conducting background checks.

• The purpose of KYC process is to prevent financial crimes like money laundering and terr...read more

AML process refers to Anti-Money Laundering process which involves detecting and preventing financial crimes.

• AML process involves identifying and verifying customers' identities to ensure they are not involved in money laundering or terrorist financing.

• It also includes monitoring transactions for suspicious activities and reporting any suspicious transactions to regulatory authorities.

• AML process may involve conducting due diligence on customers and implementing risk-based co...read more

My expectations for this role include opportunities for growth, challenging projects, supportive team members, and a positive work environment.

• Opportunities for professional growth and development

• Challenging projects that allow me to utilize my skills and knowledge

• Supportive team members who collaborate effectively

• Positive work environment that fosters creativity and innovation

Finance deals with managing money and investments, while accounting deals with recording and reporting financial transactions.

• Finance involves making financial decisions and managing investments, such as deciding how to allocate funds and analyzing financial data to make predictions.

• Accounting involves recording financial transactions, preparing financial statements, and ensuring compliance with financial regulations.

• Finance is more focused on the future and making strategic ...read more

Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

• Derivatives can be used for hedging, speculation, or arbitrage

• Common types of derivatives include options, futures, forwards, and swaps

• Derivatives allow investors to take on leverage and potentially amplify returns

• Derivatives markets are often used by institutional investors and traders

Classification predicts categorical outcomes while regression predicts continuous outcomes.

• Classification is used to predict discrete outcomes, such as whether an email is spam or not.

• Regression is used to predict continuous outcomes, such as the price of a house based on its features.

• Classification algorithms include decision trees, logistic regression, and support vector machines.

• Regression algorithms include linear regression, polynomial regression, and random forest regre...read more

Pandas are a popular open-source data manipulation and analysis library in Python.

• Pandas provides data structures like Series and DataFrame for easy manipulation of data.

• It allows for reading and writing data from various file formats like CSV, Excel, SQL databases.

• Pandas can handle missing data and perform operations like filtering, grouping, and merging datasets.

• It is widely used in data science, machine learning, and data analysis projects.

Vlookup is a function in Excel used to search for a value in a table and return a corresponding value. Pivot is a feature in Excel used to summarize and analyze data.

• Vlookup is used to search for a value in the leftmost column of a table and return a value in the same row from a specified column.

• Pivot tables are used to summarize, analyze, explore, and present data in a more structured and organized way.

• Vlookup is commonly used for data analysis and data manipulation tasks.

• Pi...read more

Types of brakes in vehicles include disc brakes, drum brakes, and anti-lock brakes.

• Disc brakes use calipers to squeeze brake pads against a rotor to slow down the vehicle.

• Drum brakes use brake shoes to press against the inside of a drum to stop the vehicle.

• Anti-lock brakes prevent wheels from locking up during braking, allowing the driver to maintain steering control.