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dezerv Investment Analyst Interview Questions and Answers

Updated 29 Oct 2024

dezerv Investment Analyst Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via campus placement at Lokmanya Tilak College of Engineering, Navi Mumbai and was interviewed in Sep 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

It was conducted on quizzes and time limit of 45 min and 100 question.

Round 2 - Video Call 

(3 Questions)

  • Q1. Yet to be taken
  • Q2. Tell me about the company
  • Q3. Where do you see yrself in 5 years
  • Ans. 

    In 5 years, I see myself as a senior investment analyst leading a team and making strategic investment decisions.

    • Advancing to a senior position within the company

    • Leading a team of analysts

    • Making strategic investment decisions

    • Continuing professional development through certifications or further education

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Yet to be taken

Interview Preparation Tips

Interview preparation tips for other job seekers - It's a good company overall

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Process of lending
  • Ans. 

    The process of lending involves evaluating the creditworthiness of borrowers and determining the terms and conditions of the loan.

    • Assessing the creditworthiness of borrowers by reviewing their credit history, income, and financial statements

    • Analyzing the borrower's ability to repay the loan by considering their debt-to-income ratio and cash flow

    • Determining the loan amount, interest rate, and repayment period based on t...

  • Answered by AI
  • Q2. Working capital
Round 3 - Technical 

(2 Questions)

  • Q1. Risks involved in lending
  • Ans. 

    Risks involved in lending include credit risk, interest rate risk, and operational risk.

    • Credit risk: the risk of borrowers defaulting on their loans

    • Interest rate risk: the risk of interest rates changing and affecting loan repayments

    • Operational risk: the risk of errors or fraud in the lending process

    • Other risks: such as liquidity risk, market risk, and regulatory risk

  • Answered by AI
  • Q2. Handling of the risks
  • Ans. 

    Handling of risks involves identifying, assessing, and mitigating potential risks to minimize financial losses.

    • Identify potential risks by analyzing credit reports, financial statements, and market trends.

    • Assess the likelihood and impact of each risk to prioritize mitigation efforts.

    • Implement risk mitigation strategies such as setting credit limits, requiring collateral, or adjusting payment terms.

    • Regularly monitor and...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have knowledge about your last role or internship
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before May 2023. There were 3 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is AQB ?
  • Ans. 

    AQB stands for Average Quarterly Balance, which is the average balance maintained in a bank account over a quarter.

    • AQB is calculated by adding the closing balance of each day in a quarter and dividing it by the number of days in that quarter.

    • It is an important factor considered by banks to determine the account holder's eligibility for various services like loans, credit cards, etc.

    • For example, if a bank account has a ...

  • Answered by AI
  • Q2. What is FOIR ?
  • Ans. 

    FOIR stands for Fixed Obligation to Income Ratio, a measure used by lenders to assess an individual's ability to repay a loan.

    • FOIR is calculated by dividing the total fixed obligations of an individual by their gross monthly income.

    • Lenders use FOIR to determine the maximum amount of loan that can be sanctioned to an individual based on their income and existing obligations.

    • A lower FOIR indicates a lower financial burde...

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. How to calculate AQB?
  • Ans. 

    AQB can be calculated by averaging the daily closing balance of an account over a specific period.

    • Calculate the daily closing balance of the account for the specified period.

    • Add up all the daily closing balances.

    • Divide the total by the number of days in the period to get the Average Quarterly Balance (AQB).

  • Answered by AI
  • Q2. How to calculate FOIR?
  • Ans. 

    FOIR can be calculated by dividing the total fixed obligations by the total income of an individual or entity.

    • Calculate total fixed obligations (EMIs, rent, etc.)

    • Calculate total income (salary, business income, etc.)

    • Divide total fixed obligations by total income to get FOIR

    • FOIR = Total Fixed Obligations / Total Income

    • For example, if total fixed obligations are $1000 and total income is $5000, FOIR would be 0.2 or 20%

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. What is your expectations?

dezerv Interview FAQs

How many rounds are there in dezerv Investment Analyst interview?
dezerv interview process usually has 3 rounds. The most common rounds in the dezerv interview process are Aptitude Test, Video Call and One-on-one Round.
How to prepare for dezerv Investment Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at dezerv. The most common topics and skills that interviewers at dezerv expect are Business Economics, Data Analytics, Data Visualization, Data Warehousing and Investment Analysis.

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dezerv Investment Analyst Interview Process

based on 1 interview

Interview experience

4
  
Good
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dezerv Investment Analyst Reviews and Ratings

based on 1 review

4.0/5

Rating in categories

4.0

Skill development

5.0

Work-life balance

3.0

Salary

4.0

Job security

4.0

Company culture

4.0

Promotions

4.0

Work satisfaction

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