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10+ Money View Interview Questions and Answers
Q1. How would you value a rice production company
A rice production company can be valued using various methods such as discounted cash flow, comparable company analysis, and precedent transactions.
Consider the company's historical financial performance and future growth prospects
Evaluate the company's assets, liabilities, and cash flow
Compare the company to similar publicly traded rice production companies
Look at recent transactions in the rice production industry to determine a fair valuation
Q2. Gave example of Daawat (LTFOODS)
Daawat (LTFOODS) is a leading brand in the rice industry known for its high-quality products and wide range of offerings.
Daawat (LTFOODS) is a well-known brand in the rice industry.
It offers a wide range of high-quality rice products such as Basmati rice, brown rice, and organic rice.
Daawat (LTFOODS) is known for its commitment to quality and innovation in the rice market.
The brand has a strong presence both in India and internationally.
Daawat (LTFOODS) has won several awards...read more
Q3. What are three statements ?
Three financial statements used by companies to assess their financial performance.
Income Statement: Shows a company's revenues, expenses, and profits over a specific period of time.
Balance Sheet: Provides a snapshot of a company's financial position at a specific point in time, showing assets, liabilities, and equity.
Cash Flow Statement: Details the cash inflows and outflows of a company, helping to assess its liquidity and financial health.
Q4. What is Covenant ?
Covenant is a financial agreement between a borrower and a lender that outlines the terms and conditions of a loan.
Covenants are designed to protect the lender by ensuring the borrower meets certain financial ratios or performance metrics.
There are two main types of covenants: affirmative covenants (requirements the borrower must meet) and negative covenants (restrictions on the borrower's actions).
Examples of covenants include maintaining a minimum level of cash flow, limiti...read more
Q5. what is current ratio
Current ratio is a financial ratio that measures a company's ability to pay its short-term obligations.
Current ratio is calculated by dividing current assets by current liabilities.
It is used to evaluate a company's liquidity and short-term financial health.
A ratio of 1 or higher is generally considered good, indicating that the company can meet its short-term obligations.
However, a very high current ratio may indicate that the company is not using its current assets efficien...read more
Q6. Operating lease vs Finance Lease
Operating lease is a short-term lease where the lessor retains ownership of the asset, while finance lease is a long-term lease where the lessee assumes ownership.
Operating lease is typically used for assets with a shorter useful life, while finance lease is used for assets with a longer useful life.
In an operating lease, the lessor is responsible for maintenance and repairs, while in a finance lease, the lessee is responsible.
Operating lease payments are treated as operating...read more
Q7. ratio of current assets and liabilities
The ratio of current assets and liabilities is a measure of a company's ability to pay off its short-term debts.
Current ratio = current assets / current liabilities
A ratio of 2:1 or higher is considered healthy
Low ratio may indicate liquidity issues
Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2:1
Q8. 5 Cs of credit analysis
The 5 Cs of credit analysis are character, capacity, capital, collateral, and conditions.
Character refers to the borrower's reputation and credit history.
Capacity assesses the borrower's ability to repay the loan based on income and existing debts.
Capital looks at the borrower's assets and net worth.
Collateral is the property or assets that can be used as security for the loan.
Conditions consider the economic environment and purpose of the loan.
Q9. What is the difference between a cash flow statement and a profit and loss statement?
Cash flow statement shows the movement of cash in and out of a business, while profit and loss statement shows the financial performance over a period of time.
Cash flow statement focuses on actual cash transactions, including operating, investing, and financing activities.
Profit and loss statement shows the revenue, expenses, and profits or losses of a business during a specific period.
Cash flow statement helps in assessing the liquidity and solvency of a business, while prof...read more
Q10. what is rdms? what are the objects in database? difference between olap and oltp? what is view? what is index? what are functions and stored procedures? what are constrains? what are foreign keys?
RDBMS is a relational database management system. Objects in a database include tables, views, indexes, functions, stored procedures, constraints, and foreign keys. OLAP is for data analysis while OLTP is for transaction processing.
RDBMS stands for Relational Database Management System
Objects in a database include tables, views, indexes, functions, stored procedures, constraints, and foreign keys
OLAP (Online Analytical Processing) is used for data analysis and reporting
OLTP (...read more
Q11. Types of ratios and their interpretation
Financial ratios are tools used to evaluate a company's financial performance and health.
Liquidity ratios measure a company's ability to meet short-term obligations (ex: current ratio)
Profitability ratios assess a company's ability to generate profits (ex: return on equity)
Efficiency ratios evaluate how well a company utilizes its assets to generate sales (ex: asset turnover ratio)
Leverage ratios indicate the level of debt a company has taken on (ex: debt-to-equity ratio)
Q12. Modern portfolio theory
Modern portfolio theory is a mathematical framework for constructing investment portfolios.
It was developed by Harry Markowitz in 1952
It emphasizes diversification to minimize risk
It uses statistical analysis to optimize portfolio returns
It considers the correlation between assets
It assumes investors are rational and risk-averse
Q13. What do you mean by OOP (Object oriented Programming)
Q14. What is a module? What is a packege?
Q15. How you will achieve target
I will achieve target by setting clear goals, creating a strategic plan, motivating my team, monitoring progress, and making adjustments as needed.
Set clear and achievable sales targets
Develop a strategic plan to reach targets
Motivate and train sales team to perform at their best
Regularly monitor progress towards targets
Make adjustments to strategies as needed
Q16. What are the CLRM Assumptions.
Q17. What is a econometric Model
Q18. Current CTC and expected CTC
Current CTC is confidential. Expectation is based on industry standards and job responsibilities.
Current CTC is in line with market rates for similar roles
Expectation is based on the level of experience and expertise required for the position
Open to negotiation based on additional benefits or perks offered
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