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Axio Banking Officer Interview Questions and Answers for Experienced

Updated 29 Jul 2021

Axio Banking Officer Interview Experiences for Experienced

1 interview found

I applied via Referral and was interviewed in Jun 2021. There were 4 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. What is DPD
  • Ans. 

    DPD stands for Days Past Due, which is a measure used in banking to indicate the number of days a payment is overdue.

    • DPD is a common term used in the banking industry.

    • It is used to measure the number of days a payment is overdue.

    • It helps banks assess the creditworthiness of borrowers.

    • For example, if a borrower has a DPD of 30, it means their payment is 30 days overdue.

    • Banks use DPD to track and manage delinquent accoun

  • Answered by AI
  • Q2. How many yrs experience in collections
  • Q3. 3 yrs
  • Q4. What will you do the customer not make the payment
  • Ans. 

    If a customer does not make the payment, I will follow a series of steps to address the issue and ensure payment is received.

    • Contact the customer to remind them of the outstanding payment

    • Offer alternative payment options or negotiate a payment plan

    • Escalate the issue to a supervisor or collections department if necessary

    • Consider legal action as a last resort

  • Answered by AI
  • Q5. How many buckets you can handle previous

Interview Preparation Tips

Interview preparation tips for other job seekers - Good questions will be asked and better experience

Interview questions from similar companies

I applied via Company Website and was interviewed in Nov 2021. There were 3 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. General questions about past experiences, the skills i gathered and salary negotiation part ( Virtual interview )
Round 2 - Technical 

(1 Question)

  • Q1. Interview with VP sales ( Virtual Interview)
Round 3 - Technical 

(1 Question)

  • Q1. Interview with Senior VP about general understanding of finances

Interview Preparation Tips

Interview preparation tips for other job seekers - If you know what you are doing, what role you have applied and you are confident about yourself, then trust me you will have a chance to open up about yourself.

Interview Questionnaire 

11 Questions

  • Q1. 1. What is Financial market?
  • Ans. 

    Financial market is a platform where buyers and sellers trade financial assets such as stocks, bonds, currencies, and commodities.

    • Financial market facilitates the exchange of financial assets between buyers and sellers

    • It includes stock markets, bond markets, currency markets, and commodity markets

    • Financial market helps in determining the prices of financial assets based on supply and demand

    • It plays a crucial role in th...

  • Answered by AI
  • Q2. 2. Capital market
  • Q3. 3. Equity
  • Q4. 4. Mutual funds
  • Q5. 5. Shares & types & preference share
  • Q6. 6. Bonds & Cross question bond we get return back
  • Q7. 7. Debenture
  • Q8. 8. Golden rules of account
  • Ans. 

    Golden rules of account refer to basic principles of accounting that should be followed to maintain accurate financial records.

    • Maintain proper records of all financial transactions

    • Ensure consistency in accounting methods

    • Separate personal and business finances

    • Follow the principle of conservatism

    • Maintain accuracy and completeness of financial statements

  • Answered by AI
  • Q9. 9. NSE & BSE
  • Q10. 10. Derivative and types
  • Q11. 11. Stock market

I applied via Referral and was interviewed in Aug 2017. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. 1) Tell me about yourself 2) Golden rules of account 3)What is balance sheet 4) Are you able to do night shift 5) Do you want to pursue further studies 6)Questions related to documents and many more questi...
  • Ans. 

    I am a dedicated financial analyst with a strong background in accounting and a passion for continuous learning and growth.

    • I have a Bachelor's degree in Finance and Accounting

    • I have experience in financial analysis, budgeting, and forecasting

    • I am proficient in Excel and financial modeling

    • I have strong analytical and problem-solving skills

    • I am detail-oriented and able to work well under pressure

  • Answered by AI

Interview Preparation Tips

Round: Free Speech
Experience: You have to speak on any financial topic before people for at least two minutes

Round: E-Mail Writing
Experience: You have write a short email to your senior for asking leave

Round: Operational Manager Round
Experience: Operational manager will ask you same question which were asked by HR but there may be some additional questions also depending upon the manager

General Tips: Before going to syntel for an interview you should know brief about Financial market, Shares, Financial assets, mutual funds, Derivatives, Spot, Future, Options, Call, Put Golden rules of account etc.

Be in formal dress, be confident, you should be able to give quick and corect answers.

They will surely ask you are you able to work in night so if you want to join syntel confidently say I will come even at 2:00am if situation will come

Don't fear, be confident in overall interview

Best Of Luck
Skills: Communication, Body Language
Duration: <1 week

Interview Preparation Tips

Round: Test
Experience: I did well in speed matth part but i felt I could have done better in analytical aptitude. They have questions like od man out in picture format which i didn't expect.
Tips: Practice speed math 1 day before. You can get some tests online (just google). There are cutoffs for each section, so dont neglect any section.
Ideal time - Speed math 5-7 min
aptitude 20-25 min
Duration: 30 minutes
Total Questions: 50

Round: Trade moghul usly(online simulation of trading)
Experience: We were asked to take part in trade moghul, Company's trading competition for one week on a crude oil. I have started playing it as it is part of selection process but later i have enjoyed it and took part for almost 6-7 hrs a day.
Tips: Just enjoy making profit or loss. The values will be real time but money is not. So play for fun. They take it seriously. They dont mind if you make profit or loss. They jus want to check your patience.

Round: Interview
Experience: I have had 4 rounds of interview. First one is rapid round. In this they will ask you questions very fast that you cannot settle and make up your mind and then answer. They ask even normal stuff like capitals of countries, Presidents of countries and some speed math which you have to answer instantly
2-4 rounds: These 3 rounds are stress rounds where they say you are useless and will not have a career if you join this company and they say you are not good at this and that and try to put you in pressure. In pressure they test how your mind works and how smart you think. For example they ask you to see around in room then change topic and ask you to close eyes and ask how many switches are there in room. They give you some situation and will test you how you behave in those conditions. We all know that no interviewer ,how bad the interview is ,will not say you are not good and will not say you will be a failure. So for all the words they say I was just saying to myself that they are just trying to make me feel the pressure and I have also started to enjoy with them. I would definitely say that this was my most enjoyed interview.
Tips: Just be yourself. Dont act and keep saying to yourself that they are just saying bad things to make you feel the pressure. Play trade moghul as it reflects your intrest in trading

General Tips: Be cool. They are not here to test your english ability. They need people with good math skill and who works under pressure
Skills: Speed Math
College Name: IIT MADRAS
Motivation: Individual performance is directly proportional to the bonus you get.

I appeared for an interview before Jun 2016.

Interview Preparation Tips

Round: Test
Experience: Basic Mathematics questions testing speed and accuracy.
Duration: 5 minutes
Total Questions: 40

Round: Test
Experience: CAT type questions, each question had some trick.
Duration: 30 minutes
Total Questions: 35

Round: Technical Interview
Experience: 20-25 minutes. 3-4 general puzzles. Asked about current affairs in finance sector. There was no HR round.
Tips: Prepare for CAT before placements.

College Name: IIT Kanpur

I applied via Referral and was interviewed before Apr 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Golden rules of accounting?
  • Ans. 

    The golden rules of accounting are fundamental principles that guide the recording of financial transactions.

    • The first golden rule is the Debit and Credit rule, which states that for every transaction, there must be at least two accounts involved, and the total debits must equal the total credits.

    • The second golden rule is the Real Account rule, which states that real accounts (assets, liabilities, and equity) increase ...

  • Answered by AI
  • Q2. Mutual fund or equity which are more risky?
  • Ans. 

    Equity is generally more risky than mutual funds.

    • Equity investments are subject to market volatility and can experience significant fluctuations in value.

    • Mutual funds are diversified portfolios of investments, which can help to mitigate risk.

    • However, some mutual funds may invest heavily in equities, making them more risky than other types of mutual funds.

    • Ultimately, the level of risk depends on the specific investments...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was quite good ,the question asked to a freshers was not only based on syllabus bt also abt their experiences ,their achievements.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What was the best compliment you received from client

Interview Preparation Tips

Interview preparation tips for other job seekers - Join asap, you wont regret

I appeared for an interview in Mar 2022.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

The topic was on current affairs

Round 3 - One-on-one 

(2 Questions)

  • Q1. Asked about strangers
  • Q2. Asked about willingness to travel a lot

Interview Preparation Tips

Interview preparation tips for other job seekers - Asked about your strengths and available to travel

I applied via Naukri.com and was interviewed in Jan 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why you want to switch to Mortgage industry?
  • Q2. Why you want to switch to Better?

Axio Interview FAQs

What are the top questions asked in Axio Banking Officer interview for experienced candidates?

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