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A mortgage is a loan used to purchase a property, where the property itself serves as collateral for the loan.
Mortgages are typically long-term loans, with repayment periods ranging from 15 to 30 years.
Interest rates on mortgages can be fixed or adjustable, and are based on factors such as credit score and down payment amount.
If the borrower fails to make payments on the mortgage, the lender can foreclose on the proper...
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I was interviewed before Jun 2016.
A bond is a debt security that represents a loan made by an investor to a borrower.
Bonds are issued by governments, municipalities, and corporations.
They are used to raise capital and finance projects.
Different types of bonds include government bonds, corporate bonds, municipal bonds, and convertible bonds.
Government bonds are issued by national governments and are considered low-risk.
Corporate bonds are issued by comp...
My specialisation subjects in BBA include marketing, finance, human resource management, and operations management.
Marketing involves understanding consumer behavior and creating strategies to promote products or services.
Finance focuses on managing funds, investments, and financial planning.
Human resource management deals with recruiting, training, and managing employees.
Operations management involves overseeing produ...
My favorite subject is history because I enjoy learning about past events and how they have shaped the world we live in today.
I find studying different time periods and cultures fascinating
I enjoy analyzing historical documents and artifacts
I like understanding how historical events have influenced current societies and politics
Yes, I am comfortable with night shifts as I have prior experience working in night shifts.
I have previous experience working night shifts in my previous job.
I am able to adjust my sleep schedule to accommodate night shifts.
I understand the importance of being alert and focused during night shifts.
I am willing to work night shifts if required for the role.
My hobbies include hiking, painting, and playing the guitar.
Hiking: I enjoy exploring nature trails and challenging myself physically.
Painting: I find relaxation and creativity in expressing myself through art.
Playing the guitar: I love learning new songs and improving my musical skills.
My parents work in education and my siblings work in finance and healthcare.
Parents work in education
Siblings work in finance and healthcare
I was interviewed before May 2016.
I applied via Walk-in and was interviewed before Sep 2019. There were 3 interview rounds.
posted on 12 Sep 2020
I applied via Referral and was interviewed before Sep 2019. There were 3 interview rounds.
I applied via Referral and was interviewed before Dec 2020. There was 1 interview round.
I applied via Naukri.com and was interviewed in Dec 2020. There were 6 interview rounds.
Structured finance refers to complex financial instruments that are created by pooling together various financial assets.
Structured finance involves the creation of securities that are backed by a pool of assets such as mortgages, loans, or bonds.
These securities are then sold to investors who receive payments based on the cash flows generated by the underlying assets.
Structured finance can be used to manage risk, rais...
I applied via LinkedIn and was interviewed in Sep 2022. There were 3 interview rounds.
30 questions were asked in this aptitude round.Questions were easy
OOPs is a programming paradigm that uses objects to represent real-world entities.
Encapsulation: Hiding the implementation details of an object from the outside world
Inheritance: A mechanism that allows a new class to be based on an existing class
Polymorphism: The ability of an object to take on many forms
Abstraction: The process of hiding complex implementation details and showing only the necessary information
Example...
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