BDO Assistant Risk Manager Interview Questions, Process, and Tips

Q1. Ratio Analysis CR DER DSCR ICR
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Q2. SAM MSME Classification
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Q1. As per HR discussion
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Q2. As per HR discussion on
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Q3. As per company comfortable in status
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Aptitude test and written

Q1. What is the role of credit manager
Ans. 
A credit manager is responsible for assessing and managing the creditworthiness of customers and ensuring timely payment of debts.
• Assessing the creditworthiness of customers by analyzing their financial statements, credit history, and payment patterns

• Setting credit limits and terms for customers based on their creditworthiness

• Monitoring and reviewing customer accounts to ensure timely payment of debts

• Negotiating paymen...read more
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About 30 questions somewhat similar to CAT level were given in 30 minutes

The case study was rigorous, they asked to solve the case study and then also compute the results, then they will give you some scenario on that case study, it was around 45 minutes

It was similar to the 2nd round, but little bit difficult in terms of cases.

Q1. Strong in ur fundamentals
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Q1. What is the difference between Hypothecation and pledge?
Ans. 
Hypothecation is when an asset is pledged as collateral without transferring ownership, while pledge involves transferring ownership of an asset as collateral.
• Hypothecation allows the borrower to retain possession and use of the asset.

• In a pledge, the lender takes ownership of the asset until the debt is repaid.

• Hypothecation is commonly used in loans for vehicles, where the lender holds the vehicle's registration paper...read more
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Q2. What did you work in your previous job in BSNL?
Ans. Job profile of my work as Jr. account's Officer.
Answered by harsh solanki
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Q3. Are you ready to work PAN India?
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Q4. Difference between INDAS and US GAAP?
Ans. 
INDAS and US GAAP are accounting standards used in different countries.
• INDAS stands for Indian Accounting Standards, while US GAAP stands for Generally Accepted Accounting Principles used in the United States.

• INDAS is based on International Financial Reporting Standards (IFRS), while US GAAP is based on a mixture of IFRS and local accounting principles.

• INDAS is used by companies in India, while US GAAP is used by compa...read more
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Q5. Ratios use in Analysis?
Ans. 
Ratios are essential tools in financial analysis to assess a company's performance and financial health.
• Ratios help evaluate a company's profitability, liquidity, solvency, and efficiency.

• Common ratios include the current ratio, debt-to-equity ratio, return on equity, and gross profit margin.

• These ratios provide insights into a company's ability to meet short-term obligations, manage debt, generate profits, and control...read more
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Q6. Hi!! Harsh How r you? Tell us about your self and past work done.
Ans. I answered M Harsh From Gujarat Told my background that CA. College complete from HLCC Gujarat Worked at BSNL and discussed my work profile
Answered by harsh solanki
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Q1. Tell me about your previous assigmenment
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Q2. Technical are raised
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It's tough if you have not practiced well.

Go through current affairs regularly

Q1. Introduce yourself. Why this job after acquiring this degree. General knowledge questions
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