Bank of America Senior Tech Associate Interview Questions and Answers

Q1. WHAT have you done
Ans. 
I have successfully managed multiple projects and teams, resulting in increased efficiency and productivity.
• Led cross-functional teams to successfully launch new products

• Implemented process improvements that resulted in a 20% increase in productivity

• Managed a budget of $1 million for a marketing campaign
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Q1. Why IDFC and abouut
Ans. 
IDFC is a leading financial institution in India known for its innovative financial solutions and commitment to sustainable development.
• IDFC is a well-established financial institution in India with a strong reputation in the market.

• They are known for their focus on providing innovative financial solutions to their clients.

• IDFC has a track record of supporting sustainable development initiatives in the country.

• The comp...read more
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Q1. Banking questions
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Q1. Tell about yourself
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Q2. What you did in previous role
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Q1. My qualification
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Q2. How skill development
Ans. 
Skill development is crucial for career growth and personal advancement.
• Continuous learning and upskilling are essential for staying competitive in the job market.

• Seek out opportunities for training, workshops, and certifications to enhance your skills.

• Practice and apply new skills in real-world scenarios to solidify your understanding and proficiency.

• Feedback and mentorship can help identify areas for improvement and
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Q1. Tell me about yourself
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Effects of social media in our life

Q1. Explain your favorite advertise and why?
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Q2. Commercialization good or bad?
Ans. 
Commercialization can be both good and bad depending on the context and industry.
• Commercialization can lead to increased accessibility of products and services to a wider audience.

• It can drive innovation and competition in the market.

• However, it may also prioritize profit over ethical considerations or public welfare.

• Examples: Pharmaceutical industry commercializing life-saving drugs at high prices, tech companies comm
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Q1. Tell me abt yourself and communication skills
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Q2. Tell me abt yourself and communication skills and positive approach
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Q3. Should answer it honestly and communication Skills should be professional and should handle any roles given by organisation
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Q1. Explain Black and Scholes model in detail
Ans. 
Black-Scholes model is a mathematical model used to calculate the theoretical price of European-style options.
• Developed by Fischer Black, Myron Scholes, and Robert Merton in 1973

• Assumes stock prices follow a lognormal distribution

• Factors in the option's strike price, time to expiration, risk-free interest rate, and volatility of the underlying asset

• Helps in determining the fair value of options and other derivatives

• Use...read more
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It was the super test.

Q1. Write a sql query that gives the output of second highest salary?
Ans. 
SQL query to find the second highest salary
• Use the ORDER BY clause to sort the salaries in descending order

• Use the LIMIT clause to get the second row

• Consider handling cases where there might be ties for the highest salary
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