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Rules of deposit refer to guidelines and regulations set by financial institutions for depositing money into accounts.
Deposits must be made in accordance with the bank's operating hours.
Deposits may be subject to holds for verification purposes.
Deposits over a certain amount may require additional documentation.
Deposits made through ATMs may have different rules compared to in-person deposits.
Investment banking involves providing financial advice and services to corporations, governments, and other institutions.
Investment banks help clients raise capital through underwriting and issuing securities.
They also provide advisory services for mergers and acquisitions, restructuring, and other financial transactions.
Investment bankers work closely with clients to understand their financial needs and develop c...
Retail banking refers to the services provided by banks to individual customers, including deposit accounts, loans, and credit cards.
Retail banking focuses on serving individual customers rather than businesses or institutions.
It includes various financial products and services such as savings accounts, checking accounts, personal loans, mortgages, and credit cards.
Retail banks offer convenience and accessibility ...
A counterfeit check is a fake check that is not issued by a legitimate bank or financial institution.
Counterfeit checks often have misspelled words or incorrect information on them.
They may also have a different font or color than genuine checks.
The check may be made out for an unusual amount or have an unusual memo line.
The paper may feel different or have a different texture than real checks.
If you suspect a che...
Fraud is a deliberate deception to secure unfair or unlawful gain. Risk can be mitigated by implementing strong internal controls.
Fraud can take many forms such as embezzlement, identity theft, and false billing.
To mitigate risk, companies can implement internal controls such as segregation of duties, regular audits, and background checks.
Training employees on fraud prevention and detection can also help mitigate ...
The mortgage cycle of a loan refers to the process from application to closing and repayment.
Application: Borrower submits application and required documents.
Underwriting: Lender evaluates borrower's creditworthiness and property value.
Approval: Loan is approved or denied based on underwriting.
Closing: Borrower signs loan documents and funds are disbursed.
Repayment: Borrower makes monthly payments until loan is pa...
Moderating a mortgage involves adjusting terms to make payments more manageable for the borrower.
Negotiate with lender for lower interest rates or longer repayment period
Consider refinancing to lower monthly payments
Explore government assistance programs for mortgage relief
I appeared for an interview in Jan 2025, where I was asked the following questions.
I am a dedicated team member with strong communication skills and a passion for helping others succeed.
Experienced in working collaboratively with team members to achieve common goals
Strong communication skills, both written and verbal
Passionate about providing excellent customer service
Proven track record of meeting deadlines and exceeding expectations
Yes, KYC stands for Know Your Customer and refers to the process of verifying the identity of customers.
KYC is a regulatory requirement in many industries, including banking and finance.
It involves collecting personal information from customers to prevent fraud and money laundering.
Examples of KYC documents include government-issued IDs, proof of address, and financial statements.
I applied via Campus Placement and was interviewed before Jan 2024. There was 1 interview round.
I am a dedicated team member with strong communication skills and a passion for helping others succeed.
Experienced in working collaboratively with team members to achieve common goals
Excellent communication skills, both written and verbal
Strong problem-solving abilities and ability to adapt to changing situations
Passionate about providing exceptional customer service
Previous experience in retail and customer service ro...
My strengths include strong communication skills, attention to detail, and the ability to work well in a team.
Strong communication skills - able to effectively convey information and ideas
Attention to detail - meticulous in completing tasks accurately
Teamwork - collaborate well with others to achieve common goals
I applied via Campus Placement and was interviewed before Oct 2023. There were 3 interview rounds.
General knowledge regarding banking sector
I am fully eligible for flexible shift timings, accommodating various schedules to meet team and personal needs.
I have experience working in environments with varying shift patterns, such as retail and hospitality.
I can adjust my availability based on team requirements, ensuring coverage during peak hours.
For example, I previously worked night shifts while managing daytime commitments, demonstrating my adaptability.
The mortgage cycle of a loan refers to the process from application to closing and repayment.
Application: Borrower submits application and required documents.
Underwriting: Lender evaluates borrower's creditworthiness and property value.
Approval: Loan is approved or denied based on underwriting.
Closing: Borrower signs loan documents and funds are disbursed.
Repayment: Borrower makes monthly payments until loan is paid of...
Moderating a mortgage involves adjusting terms to make payments more manageable for the borrower.
Negotiate with lender for lower interest rates or longer repayment period
Consider refinancing to lower monthly payments
Explore government assistance programs for mortgage relief
I appeared for an interview before Feb 2024.
I am motivated to apply for this position because of my passion for customer service and desire to work in a team-oriented environment.
Passion for customer service
Desire to work in a team-oriented environment
Opportunity to learn and grow within the company
I applied via Campus Placement and was interviewed before Apr 2023. There was 1 interview round.
Rules of deposit refer to guidelines and regulations set by financial institutions for depositing money into accounts.
Deposits must be made in accordance with the bank's operating hours.
Deposits may be subject to holds for verification purposes.
Deposits over a certain amount may require additional documentation.
Deposits made through ATMs may have different rules compared to in-person deposits.
I applied via Recruitment Consulltant and was interviewed before Apr 2023. There were 2 interview rounds.
Question on capital market
I applied via Recruitment Consulltant and was interviewed before Oct 2022. There were 3 interview rounds.
I applied via Campus Placement and was interviewed before May 2022. There were 2 interview rounds.
Fraud is a deliberate deception to secure unfair or unlawful gain. Risk can be mitigated by implementing strong internal controls.
Fraud can take many forms such as embezzlement, identity theft, and false billing.
To mitigate risk, companies can implement internal controls such as segregation of duties, regular audits, and background checks.
Training employees on fraud prevention and detection can also help mitigate risk.
...
A counterfeit check is a fake check that is not issued by a legitimate bank or financial institution.
Counterfeit checks often have misspelled words or incorrect information on them.
They may also have a different font or color than genuine checks.
The check may be made out for an unusual amount or have an unusual memo line.
The paper may feel different or have a different texture than real checks.
If you suspect a check is...
I applied via Referral and was interviewed before Aug 2022. There were 3 interview rounds.
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The duration of BA Continuum Team Member interview process can vary, but typically it takes about less than 2 weeks to complete.
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