Tell me loan eligibility calculation and SME calculator

Question

Accepted Answer

Loan eligibility and SME calculator

Loan eligibility calculation involves assessing the borrower's credit score, income, debt-to-income ratio, and other factors to determine if they qualify for a loan.
SME calculator helps small and medium-sized enterprises (SMEs) to calculate their profitability, cash flow, and other financial metrics.
Both loan eligibility and SME calculators are important tools for financial institutions and businesses to make informed decisions.

Accepted Answer

First of all please study about the basic stuffs like Solvency ratios, Profitability ratios, Efficiency ratios and liquidity ratios. 
Secondly, study about various Govt schemes that are dynamic in nature and being declared in the annual financial budget each year.
Thirdly, always skill up yourself on the knowledge level so that you can have an upper hand over the credit team.
Lastly, if you are appearing for interview in Bandhan Bank, the above mentioned things are not applicable as the interviewer would not be knowing any of the financial technicalities, he/she would only ask you about the business parameters which you are supposed to bring in.

Tell me loan eligibility calculation and SME calculator

Top Bandhan Bank Senior Manager interview questions & answers

Popular interview questions of Senior Manager

Top HR questions asked in Bandhan Bank Senior Manager