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Topics related to credit analysis
Credit risk assessment
Financial statement analysis
Industry analysis
Loan underwriting
Credit scoring models
I applied via Walk-in and was interviewed before Jan 2023. There were 3 interview rounds.
General Knowledge, Grammar,Essay
Gst- Explained GST advantage and disadvantage
posted on 6 May 2022
I applied via Approached by Company and was interviewed in Nov 2021. There were 2 interview rounds.
I applied via Walk-in and was interviewed before Nov 2019. There were 3 interview rounds.
To check the repayment capacity of an applicant, I assess their income, credit history, and financial obligations.
Evaluate the applicant's income and employment stability
Review their credit history and credit score
Assess their existing financial obligations such as loans, mortgages, and credit card debt
Consider their debt-to-income ratio
Analyze their repayment track record on previous loans or credit facilities
Verify t
The loan amount is based on various factors such as credit score, income, collateral, and loan purpose.
Credit score is a major factor in determining the loan amount.
Income is also considered to ensure the borrower can repay the loan.
Collateral can increase the loan amount as it provides security for the lender.
Loan purpose can also affect the loan amount, such as a mortgage for a house.
based on 2 interviews
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