Bajaj Capital Front Office Receptionist Interview Questions and Answers

Buy now and pay later. Is it a trap or convenience

Q1. Equity or debt. which carry less risk.
Ans. 
Equity carries less risk compared to debt.
• Equity represents ownership in a company, while debt represents borrowing money that needs to be repaid with interest.

• Equity holders have a claim on assets and earnings of a company after all debts are paid off, making it less risky.

• Debt holders have a priority claim on assets and earnings, and failure to repay debt can lead to bankruptcy.

• Equity investments are subject to marke...read more
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Q2. What should be the ideal credit cycle.
Ans. 
The ideal credit cycle is typically around 30 days, allowing enough time for customers to pay invoices without causing cash flow issues.
• Ideal credit cycle is around 30 days to balance timely payments and cash flow.

• Shorter credit cycles may improve cash flow but could deter customers.

• Longer credit cycles may attract more customers but can strain cash flow.

• Consider industry standards and customer payment habits when dete...read more
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Q3. What is cost of capital
Ans. 
Cost of capital is the required return necessary to make a capital budgeting project, such as building a new factory, worthwhile.
• Cost of capital is the weighted average cost of debt and equity used by a company to finance its operations.

• It represents the minimum return that a company must earn on its investments to satisfy its shareholders or investors.

• It is used in capital budgeting to evaluate new projects or investm...read more
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Q1. 1. What is EBITDA? 2. What is the stock turnover ratio? 3. What are IPO and mutual funds?
Ans. 
Answers to finance-related questions
• EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure of a company's profitability.

• Stock turnover ratio is a measure of how quickly a company sells its stock. It is calculated by dividing the cost of goods sold by the average inventory.

• IPO stands for Initial Public Offering. It is the first time a company's stock is offered for sale to the...read more
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Q2. 1. What are nse and bse? 2. What is derivative market? 3. Name some risk hedging techniques? 4. What is fpo?
Ans. 
This is a set of questions related to finance and stock markets.
• NSE and BSE are the two major stock exchanges in India.

• Derivative market is a financial market where investors can trade in financial instruments such as futures, options, and swaps.

• Risk hedging techniques include diversification, options trading, and futures trading.

• FPO stands for Follow-on Public Offer, which is a process by which a company raises additi...read more
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Q1. Tell me about yourself.
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It was campus through internship

Q1. So it was through college so they did not ask me more
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Q2. Tell me about self Why investment banking
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2 hours online assessment

Q1. What is gst and direct tax
Ans. 
GST is a consumption tax levied on the supply of goods and services in India, while direct tax is a tax imposed directly on individuals and organizations.
• GST stands for Goods and Services Tax, which is a consumption tax levied on the supply of goods and services in India

• Direct tax is a tax imposed directly on individuals and organizations, such as income tax, corporate tax, and capital gains tax

• GST is an indirect tax, ...read more
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Q2. Induction to ur self
Ans. 
I am a detail-oriented and organized individual with a strong background in accounting and finance.
• Bachelor's degree in Accounting

• 2 years of experience in financial analysis

• Proficient in Microsoft Excel and QuickBooks

• Strong attention to detail and problem-solving skills
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Q3. What is the income tax return
Ans. 
Income tax return is a form where individuals declare their income, deductions, and tax payments to the government.
• It is a document filed with the tax authorities annually by individuals and businesses.

• It includes details of income earned, deductions claimed, and taxes paid throughout the year.

• The purpose is to calculate the tax liability of the individual or business for the year.

• Filing an accurate income tax return i...read more
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