Axis Bank
10+ Teleperformance Interview Questions and Answers
Q1. Share your way which you will take to meet monthly targets
To meet monthly targets, I will focus on building strong relationships with clients, identifying their needs, and offering tailored solutions.
Regularly communicate with clients to understand their needs and concerns
Offer personalized solutions based on their specific requirements
Identify potential upsell opportunities and present them to clients
Maintain a positive and professional attitude to build trust and credibility
Track progress towards targets and adjust strategies as n...read more
Q2. How much revenue target monthly and your achivements
I consistently achieved my monthly revenue targets as a Relationship Manager.
Consistently met or exceeded monthly revenue targets
Implemented effective sales strategies to drive revenue growth
Built and maintained strong relationships with clients to maximize revenue opportunities
Identified and pursued new business opportunities to expand revenue streams
Collaborated with cross-functional teams to deliver comprehensive solutions to clients
Regularly analyzed market trends and com...read more
Q3. How much client you can add,how much LI you can do,how you can grow your book
I can add a significant number of clients by leveraging my network and providing exceptional service. I can increase my LI by staying up-to-date with industry trends and offering tailored solutions. I can grow my book by cross-selling and upselling to existing clients.
I have a strong network of contacts that I can leverage to add new clients
I prioritize providing exceptional service to my clients to build trust and loyalty
I stay up-to-date with industry trends and offer tailo...read more
Q4. What are the product you are into sales
I am into sales of various financial products such as mutual funds, insurance policies, and investment plans.
Mutual funds
Insurance policies
Investment plans
Q5. What is bucket and roll forward rollback NCL and cycle ?
Bucket is a grouping of loans based on their credit risk, roll forward is the process of moving NCL from one period to the next, rollback NCL is reversing the NCL entry, and cycle refers to the time period for analyzing NCL.
Bucket is a categorization of loans based on their credit risk levels.
Roll forward is the process of carrying forward Net Credit Loss (NCL) from one accounting period to the next.
Rollback NCL is the reversal of a previously recorded NCL entry.
Cycle refers ...read more
Q6. What are the important financial ratios and their implications?
Important financial ratios help assess a company's financial health and performance.
Liquidity ratios measure a company's ability to meet short-term obligations (ex: current ratio, quick ratio)
Profitability ratios assess a company's ability to generate profits (ex: return on equity, net profit margin)
Debt ratios indicate a company's leverage and ability to repay debt (ex: debt to equity ratio, interest coverage ratio)
Efficiency ratios measure how well a company utilizes its as...read more
Q7. What information can you provide about a relationship portfolio?
A relationship portfolio encompasses a collection of client relationships managed to enhance satisfaction and business growth.
Includes various client accounts, each with unique needs and preferences.
Focuses on building long-term relationships rather than one-time transactions.
Utilizes CRM tools to track interactions and client history for personalized service.
Regularly assesses client satisfaction through surveys and feedback.
Example: A bank relationship manager may handle hi...read more
Q8. How many accounts opened in last year
I am sorry, I do not have access to that information.
Q9. What's the portfolio size
The portfolio size varies depending on the clients' needs and investment goals.
The portfolio size is customized for each client based on their risk tolerance, investment objectives, and financial situation.
It can range from a few thousand dollars to millions of dollars.
The Relationship Manager works closely with the client to determine the appropriate portfolio size.
The portfolio size may also change over time as the client's financial situation and investment goals evolve.
Q10. How do you source new customer?
I source new customers through networking, referrals, cold calling, and attending industry events.
Networking: Building relationships with professionals in related industries to gain referrals.
Referrals: Asking existing customers for recommendations to their contacts.
Cold calling: Reaching out to potential customers via phone or email.
Industry events: Attending conferences, trade shows, and seminars to connect with potential clients.
Q11. What will you do for Axis Bank??
I will utilize my expertise in financial management and customer relations to help Axis Bank achieve its goals and strengthen its client base.
Develop and maintain relationships with high net worth clients
Provide personalized financial advice and solutions to clients
Analyze market trends and recommend investment opportunities
Collaborate with internal teams to ensure seamless customer experience
Q12. How can you sale the product
To sell the product, I would focus on understanding the customer's needs and demonstrating how our product can meet those needs.
Identify the customer's pain points and needs
Highlight the unique features and benefits of our product
Provide real-life examples and case studies
Offer a personalized solution and address any concerns
Create a sense of urgency and incentivize the purchase
Q13. Banking operations and sales products type
Banking operations involve the day-to-day activities of a bank, while sales products refer to the financial products offered by the bank.
Banking operations include account opening, cash management, loan processing, and customer service.
Sales products include savings accounts, credit cards, loans, and investment products.
Relationship managers need to have a good understanding of both banking operations and sales products to provide excellent customer service and meet sales tar...read more
Q14. How to grow your book
To grow your book as a Relationship Manager, focus on building strong relationships, networking, and providing excellent customer service.
Regularly reach out to existing clients to check in and offer new products/services
Attend industry events and network with potential clients
Collaborate with other departments within the company to cross-sell products
Provide exceptional customer service to retain clients and receive referrals
Utilize social media to showcase expertise and con...read more
Q15. Banking ratings and business achievements
Banking ratings and business achievements are important indicators of a bank's success.
Banking ratings are given by credit rating agencies based on the bank's financial strength and stability.
Business achievements can include factors such as revenue growth, market share, and customer satisfaction.
A bank with high ratings and strong business achievements is more likely to attract and retain customers and investors.
For example, a bank with a high credit rating and a strong trac...read more
Q16. Methods of working capital assessment.
Working capital assessment involves analyzing a company's current assets and liabilities to determine its short-term financial health.
Calculate current ratio (current assets / current liabilities)
Analyze cash conversion cycle (CCC)
Assess inventory turnover ratio
Review accounts receivable turnover ratio
Consider operating cash flow
Q17. What is GCL ?
GCL stands for Global Corporate and Investment Banking. It is a division within a financial institution that provides services to corporate clients.
GCL offers a wide range of financial services to corporate clients, including mergers and acquisitions, capital raising, and risk management.
The division focuses on building long-term relationships with corporate clients to help them achieve their financial goals.
GCL may also provide advisory services to corporate clients on strat...read more
Q18. Worst bank ever in life
I cannot name a worst bank as it would be unprofessional and unethical.
As a professional, it is not ethical to name a worst bank.
It is important to maintain a positive and respectful attitude towards all banks.
Instead, focus on discussing the strengths and weaknesses of the banks you have worked with.
Provide examples of how you have helped clients navigate challenges with their banks.
Emphasize your commitment to finding the best solutions for your clients.
More about working at Axis Bank
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