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Ascendum KPS Credit Risk Analyst Interview Questions and Answers

Updated 1 May 2024

Ascendum KPS Credit Risk Analyst Interview Experiences

1 interview found

Credit Risk Analyst Interview Questions & Answers

user image Jainam Tushar Shah

posted on 1 May 2024

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Do you know about Financial Ratios?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health by comparing different aspects of its operations.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include: debt-to-equity ratio, return on equity, current ratio, and gross margin.

    • These ratios help investors, creditors, and analysts assess the financial ...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Ascendum KPS Credit Risk Analyst interview:
  • Accounting and finance

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Aug 2023. There were 3 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Questions related to prior experience
Round 2 - Aptitude Test 

Technical questions related to job profile

Round 3 - One-on-one 

(1 Question)

  • Q1. Questions related to particular field for which we apply and other stuffs related to company and job

I applied via Naukri.com and was interviewed in Sep 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself ?
  • Ans. My name is Harsh Vardhan Gupta basic please I am from Varanasi but currently staying in New Delhi I have a round 2 year experience in a Genpact, my higher education is B.Com 2019 my strength is I am hardworking person and my weakness is if somebody ask me for help I can't say no that's all about for me.
  • Answered Anonymously
  • Q2. Tell me about your process to work in Genpact.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and try to give all answer it self.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Journal entries
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Its third party payroll for freshers and less experienced people
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Ans. 

    I am a detail-oriented individual with a background in data analysis and strong communication skills.

    • Graduated with a degree in Business Administration

    • Worked as a data analyst for 2 years

    • Proficient in Excel and SQL

    • Excellent communication and problem-solving skills

  • Answered by AI
  • Q2. Expecting sLary
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Self introduction
  • Q2. Last experience
Round 2 - One-on-one 

(3 Questions)

  • Q1. Experience or Last company reviews.
  • Q2. Expecting salary.
  • Q3. Comfortable with day shift without cab facilities
  • Ans. 

    Yes, I am comfortable with day shift without cab facilities.

    • I am comfortable with day shift as I prefer working during the day.

    • I have my own transportation so I do not require cab facilities.

    • I am willing to make arrangements for my commute to work.

    • I understand the company's policy and am okay with the conditions.

    • I am flexible and adaptable to different work schedules.

  • Answered by AI

Interview Preparation Tips

Topics to prepare for EbixCash Limited Process Associate interview:
  • New Product Introduction
Interview preparation tips for other job seekers - Prepare Yourself with Patience and hardwork.

Interview Preparation Tips

Round: Test
Experience: Though technical questions were not that difficult but the quant section was way too hard and almost impossible to solve completely in given time limit.
Tips: It’s better if you attempt less questions (in quant) but do them right (I attempted less than 40% quant and still got through).

Round: Technical Interview
Experience: Next they would have 2-3 technical rounds where they cover most of the areas of CS. Some of the areas where they concentrated more would be Algorithms, OOPS Concepts and Logical Puzzles.
Tips: Brush up important concepts from various areas such as Operating System, OOPS, Software Engineering. Be ready for some really challenging questions in Algorithms. Also they do ask quite a few logical puzzles so it’s important you practice a lot of them online before the interview.

General Tips: D E Shaw selects very few candidates + comes in starting weeks of placement season, so competition is immense. Multiple companies come on same day, so it becomes a little tedious. Surely I wasn't the better candidate that day.
Skill Tips: D E Shaw focuses more on your ability to solve logical problems, so make sure you are in best state of your mind and speak while solving any problem because what they are looking for is not the right answer (well of course they are) but also how are you approaching the problem.
Skills: Operating System, OOPS, Algorithms, CS, logical puzzles, Quant
College Name: NIT SURATHKAL

I appeared for an interview before Apr 2021.

Round 1 - Face to Face 

(6 Questions)

Round duration - 60 minutes
Round difficulty - Medium

Started with the discussion why do you want to join DE shaw. Since prior to my current company, I was working with a finance based company so they asked why do you want to come back to finance base company. So they asked my about debentures, bonds, mortgages and other financial jargons.
Then they asked questions related to DSA, OS etc.

  • Q1. 

    Find Triplets with Given Sum Problem Statement

    Given an array ARR consisting of N integers, your task is to identify all distinct triplets within the array that sum up to a given integer K.

    Explanation:

    ...
  • Ans. 

    The task is to find all distinct triplets in an array that sum up to a given integer.

    • Iterate through the array and use nested loops to find all possible triplets.

    • Use a set to store unique triplets and avoid duplicates.

    • Check if the sum of the triplet equals the target sum.

    • Return the list of valid triplets or -1 if no such triplet exists.

  • Answered by AI
  • Q2. 

    Minimum Number of Platforms Problem

    Your task is to determine the minimum number of platforms required at a railway station so that no train has to wait.

    Explanation:

    Given two arrays:

    • AT - represent...
  • Ans. 

    Determine the minimum number of platforms needed at a railway station so that no train has to wait.

    • Sort the arrival and departure times arrays in ascending order.

    • Initialize two pointers for arrival and departure times, and a variable to keep track of the maximum number of platforms needed.

    • Increment the platform count when a train arrives and decrement when a train departs.

    • Update the maximum platform count as needed.

    • Ret...

  • Answered by AI
  • Q3. What is the difference between internal fragmentation and external fragmentation in operating systems?
  • Ans. 

    Internal fragmentation occurs when memory is allocated in fixed-size blocks, leading to wasted space within a block. External fragmentation occurs when free memory is fragmented into small chunks, making it difficult to allocate contiguous blocks.

    • Internal fragmentation is caused by allocating fixed-size blocks of memory, leading to wasted space within a block.

    • External fragmentation occurs when free memory is fragmented...

  • Answered by AI
  • Q4. Write an SQL query to find the employee with the nth highest salary.
  • Ans. 

    SQL query to find the employee with the nth highest salary

    • Use the ORDER BY clause to sort salaries in descending order

    • Use the LIMIT clause to select the nth highest salary

    • Join the employee table with the salary table to get the employee details

  • Answered by AI
  • Q5. How is Java platform independent?
  • Ans. 

    Java is platform independent due to its bytecode and JVM.

    • Java code is compiled into bytecode, which can run on any platform with a Java Virtual Machine (JVM)

    • JVM acts as an intermediary between the Java code and the underlying platform, ensuring portability

    • Developers write code once and it can be executed on any platform that has a compatible JVM

    • Examples: Windows, macOS, Linux all can run Java programs without any chang

  • Answered by AI
  • Q6. What is the difference between an abstract class and an interface in Java?
  • Ans. 

    Abstract class can have both abstract and non-abstract methods, while interface can only have abstract methods.

    • Abstract class can have constructor, member variables, and methods with implementation.

    • Interface can only have abstract methods and constants.

    • A class can implement multiple interfaces but can only extend one abstract class.

    • Example: Abstract class - Animal with abstract method 'eat' and non-abstract method 'sle

  • Answered by AI

Interview Preparation Tips

Eligibility criteriaAbove 7 CGPADE Shaw India interview preparation:Topics to prepare for the interview - Data Structures, Algorithms, System Design, Aptitude, OOPSTime required to prepare for the interview - 5 monthsInterview preparation tips for other job seekers

Tip 1 : Must do Previously asked Interview as well as Online Test Questions.
Tip 2 : Go through all the previous interview experiences from Codestudio and Leetcode.
Tip 3 : Do at-least 2 good projects and you must know every bit of them.

Application resume tips for other job seekers

Tip 1 : Have at-least 2 good projects explained in short with all important points covered.
Tip 2 : Every skill must be mentioned.
Tip 3 : Focus on skills, projects and experiences more.

Final outcome of the interviewRejected

Skills evaluated in this interview

I appeared for an interview before Apr 2021.

Round 1 - Face to Face 

(4 Questions)

Round duration - 45 minutes
Round difficulty - Medium

Technical Interview round with questions on Core Subjects mainly.

  • Q1. What is the difference between C and C++?
  • Ans. 

    C is a procedural programming language while C++ is an object-oriented programming language with features like classes and inheritance.

    • C is a procedural programming language, while C++ is a multi-paradigm language with support for object-oriented programming.

    • C does not support classes and objects, while C++ does.

    • C uses structures for data organization, while C++ uses classes for data organization.

    • C does not have featur...

  • Answered by AI
  • Q2. What is a virtual function?
  • Ans. 

    A virtual function is a function in a base class that is declared using the keyword 'virtual' and can be overridden by a function with the same signature in a derived class.

    • Virtual functions allow for dynamic polymorphism in object-oriented programming.

    • They are used to achieve runtime binding and enable the implementation of the function to be determined during runtime.

    • Example: virtual void display() = 0; in a base cla...

  • Answered by AI
  • Q3. What is inheritance in object-oriented programming?
  • Ans. 

    Inheritance is a concept in object-oriented programming where a class inherits properties and behaviors from another class.

    • Allows for code reusability by creating a new class based on an existing class

    • Child class inherits attributes and methods of the parent class

    • Can have multiple levels of inheritance (e.g. grandparent, parent, child classes)

    • Example: class Dog extends Animal, where Dog inherits properties and methods

  • Answered by AI
  • Q4. What is the difference between a Default Constructor and a Copy Constructor in Object-Oriented Programming?
  • Ans. 

    Default Constructor is a constructor that is automatically called when an object is created without any arguments. Copy Constructor is used to create a new object as a copy of an existing object.

    • Default Constructor has no parameters, while Copy Constructor takes an object of the same class as a parameter.

    • Default Constructor initializes the object with default values, while Copy Constructor creates a new object with the...

  • Answered by AI
Round 2 - Face to Face 

(5 Questions)

Round duration - 40 minutes
Round difficulty - Easy

Technical Interview round with questions on Core Subjects mainly.

  • Q1. What are the types of access modifiers in C++?
  • Ans. 

    The types of access modifiers in C++ are public, private, and protected.

    • Public: accessible from outside the class

    • Private: only accessible within the class

    • Protected: accessible within the class and its subclasses

  • Answered by AI
  • Q2. What is the difference between DDL (Data Definition Language) and DML (Data Manipulation Language)?
  • Ans. 

    DDL is used to define the structure of database objects, while DML is used to manipulate data within those objects.

    • DDL is used to create, modify, and delete database objects like tables, indexes, etc.

    • DML is used to insert, update, delete, and retrieve data from database tables.

    • DDL statements include CREATE, ALTER, DROP, TRUNCATE, etc.

    • DML statements include INSERT, UPDATE, DELETE, SELECT, etc.

  • Answered by AI
  • Q3. What are the key differences between a Primary Key and a Unique Key in a database management system?
  • Ans. 

    Primary Key uniquely identifies each record in a table, while Unique Key ensures that all values in a column are distinct.

    • Primary Key does not allow NULL values, while Unique Key allows one NULL value.

    • A table can have only one Primary Key, but multiple Unique Keys.

    • Primary Key is automatically indexed, while Unique Key may or may not be indexed.

    • Primary Key is used to establish relationships between tables, while Unique ...

  • Answered by AI
  • Q4. What is the difference between DBMS and RDBMS?
  • Ans. 

    DBMS is a software system that manages databases, while RDBMS is a type of DBMS that stores data in a structured format using tables.

    • DBMS stands for Database Management System, which is a software system that allows users to interact with a database.

    • RDBMS stands for Relational Database Management System, which is a type of DBMS that stores data in a structured format using tables with rows and columns.

    • RDBMS uses Struct...

  • Answered by AI
  • Q5. What are the objectives of normalization in database management systems?
  • Ans. 

    Normalization in database management systems aims to reduce data redundancy, improve data integrity, and optimize database performance.

    • Eliminate data redundancy by breaking down data into smaller tables

    • Reduce update anomalies by ensuring data is stored in a logical and consistent manner

    • Improve data integrity by enforcing referential integrity constraints

    • Optimize database performance by reducing the amount of redundant

  • Answered by AI
Round 3 - HR 

Round duration - 30 minutes
Round difficulty - Easy

HR round with typical behavioral problems.

Interview Preparation Tips

Eligibility criteriaCS/IT/ECE And CGPA min of 7.0[CSE]. For ECE = 7.5DE Shaw India interview preparation:Topics to prepare for the interview - Data Structures, Algorithms, System Design, Aptitude, OOPSTime required to prepare for the interview - 5 monthsInterview preparation tips for other job seekers

Tip 1 : Must do Previously asked Interview as well as Online Test Questions.
Tip 2 : Go through all the previous interview experiences from Codestudio and Leetcode.
Tip 3 : Do at-least 2 good projects and you must know every bit of them.

Application resume tips for other job seekers

Tip 1 : Have at-least 2 good projects explained in short with all important points covered.
Tip 2 : Every skill must be mentioned.
Tip 3 : Focus on skills, projects and experiences more.

Final outcome of the interviewSelected

Skills evaluated in this interview

I appeared for an interview before Jun 2016.

Interview Questionnaire 

4 Questions

  • Q1. Ratios
  • Q2. Securitization
  • Q3. Expected package
  • Q4. Preferred location
  • Ans. 

    I prefer to work in a location that offers a vibrant and diverse community, with access to cultural events and opportunities for personal growth.

    • I value a location that has a strong sense of community and offers a variety of cultural activities.

    • Access to educational and personal growth opportunities is important to me.

    • I am open to considering different locations that meet these criteria.

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: Financial aspects were covered in this round
Tips: Polish your technical skills

Round: Test
Duration: 1 hour
Total Questions: 20

College Name: Amity School Of Engineering And Technology, Noida

Ascendum KPS Interview FAQs

How many rounds are there in Ascendum KPS Credit Risk Analyst interview?
Ascendum KPS interview process usually has 1 rounds. The most common rounds in the Ascendum KPS interview process are Technical.

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Ascendum KPS Credit Risk Analyst Interview Process

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₹4.5 L/yr - ₹5.8 L/yr
59% less than the average Credit Risk Analyst Salary in India
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