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Politics ,,no stringent policy,,not following RBI guidelines,. Infrastructure pathetic,, manual working, lots of mismatch in accounts,,NPA is huge,,, Management is totally controlled by politics.. Non efficient staff ,,,only timescale promotions exists,no value for talents,,, 50 % of the Managerial position are filled of from departmental Peon..It's shocking but you will find many inefficient people their only due to their political links they are sitting on senior positions and this was one of the reasons of losses. I have given resignation to this bank ,,,only due to the this
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