Tata Capital Housing Finance Credit Risk Analyst salaries in India

Likes

Pay is decent

Dislikes

There is no work life balance. Even if the company is under Tata group there is nothing as work life peace. If you join TCHFL be prepared to compromise on all public holidays. If there is weekend off then sales team takes approval from the HR to make any public holidays falling within the week as normal working day with assurance of compoff however no compoff is given after that. There is late sitting and extended month end.

Likes

... work with a very talented teammates. I have learn so much new assignment there. Salary and appraisals are quite not satisfied. Overall working environment is very good. HR team is very bad they are not very co-operated to any emplyee. I had very bad experience about HR. As i have met an accident hence i was not able to mark my attendance till my recovery. But they are not able to understand my medical situation and disallowed to me my rejoining at branch. As i want to work with them again after my recover. Even till date i have not recv my reliving letter .

Dislikes

Bogus HR team. They are not co-operative

Likes

... OF PRODUCT KNOWLWDGE 9- TCHFL HIRE MOST UNPROFESSIONAL PEOPLE IN THE PLANET 10- THEY HIRE YOU FOR DIGITAL SALES CHANNAL AND TAKING WORK FROM YOU AS A DOVELOP MARKET CHANNEL DUE TO COST CUTTING WON'T TO GIVE YOU CONVANCE 11- IF ANY ONE CHOOSE ANY CHANNEL TALK TO FOOL HR OF TCHFL FIRST THEY PROVIDE CONVANCE OR NOT. 12- HR AND HIRING MANAGER HIRE YOU BY FAKE INFO 13- BEFORE JOINING TRY TO COMPARE INCENTIVE POLICY THEN JOIN 14- FOOL MANAGEMENT ALWAYS FOCUS ON YOUR INCENTIVE INCOME SO THAT THEY CAN TRY FOR CUTTING.

Dislikes

EVERYTHING IS WROST HERE PEOPLE FEEL HARRESMENT HERE FULL OF FAKE COMMITMENT WITH EMPLOYEE AND CUSTOMER ALL CUSTOMER RAISING COMPLAINT FOR THERE WORKING BEHAVIOUR ONE OF THE WROST COMPANY IN THE WORD I WILL ADVIDE DON'T JOIN THIS COMPANY HR GIVE YOU PACKEGE 3 LAKH BUT IT WOULD ACTUALLY 2.70 HR ALWAYS MAKE YOU FOOL BY WRONG COMMITMENT

Likes

On time salary

Dislikes

1. There is No maintain proper TAT from backend 2. Delay process .. login to disbursement 3. Apart from sales everybody feel they are working govt sector. 4. Customer harassment policy . Overall poor

Likes

Really my overall experience is worst if I talk abt the credit dept.It is better to work in low salary by 2 or 3 k ,but if u for coming with such hike or with great expectation than ,you really have to pay for that mistake.Working here will definately finishes your personal life bcoz time issue exist here the most.No management,No time,No culture but why to speak a lie, if I talk about learning than definately there are many things to learn here and you can expect future growth but that also possible only when an employee get a management properly .Nothing more to say..all I can say is WORST place to work with.comparing to this job it is better that I opt for any job which may2 or 3 k less than this one.