Ratnaafin Capital Ahmedabad Credit Manager Salaries by 7 Employees (Updated 2025)

1 - 8 years exp.

₹4 Lakhs - ₹7.3 Lakhs

Avg. annual salary

Monthly In-hand Salary

30% less than the average Credit Manager Salary in NBFC Companies for 1 - 8 years of experience

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Salaries in different departments

Finance & Accounting Credit Manager Salary 1 - 6 years exp. (4 salaries)	₹4.7 L/yr - ₹6.4 L/yr
Risk Management & Compliance Credit Manager Salary 6 - 8 years exp. (AmbitionBox Estimate)	₹5.7 L/yr - ₹7.3 L/yr
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BFSI, Investments & Trading Credit Manager Salary 2 years exp. (AmbitionBox Estimate)	₹4 L/yr - ₹6.1 L/yr

Last Updated: 21 Mar 2025

Companies similar to Ratnaafin Capital for Credit Manager in Ahmedabad

Ratnaafin Capital Credit Manager Salary

1 - 8 years exp. (7 salaries)

₹4 L/yr - ₹7.3 L/yr

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Manager Salary 0 - 11 years exp. (152 salaries)	₹4 L/yr - ₹13.6 L/yr 45% more	13 job openings
ICICI Bank Credit Manager Salary 0 - 12 years exp. (148 salaries)	₹4.7 L/yr - ₹17.1 L/yr 87% more
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Kotak Mahindra Bank Credit Manager Salary 0 - 10 years exp. (84 salaries)	₹4.2 L/yr - ₹15 L/yr 69% more
AU Small Finance Bank Credit Manager Salary 0 - 11 years exp. (34 salaries)	₹2.4 L/yr - ₹7.1 L/yr 2% more	1 job opening
IDFC FIRST Bank Credit Manager Salary 1 - 10 years exp. (27 salaries)	₹3 L/yr - ₹12 L/yr 33% more

Credit Manager salary at Ratnaafin Capital ranges between ₹4 Lakhs to ₹7.3 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 7 latest salaries received from various employees of Ratnaafin Capital.

Experience wise Ratnaafin Capital Credit Manager salaries in Ahmedabad

Last Updated: 21 Mar 2025

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹5 L/yr - ₹6.3 L/yr
2 years (AmbitionBox Estimate)	₹5 L/yr - ₹6.4 L/yr
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3 years (AmbitionBox Estimate)	₹5.1 L/yr - ₹6.5 L/yr
4 years (AmbitionBox Estimate)	₹5.1 L/yr - ₹6.6 L/yr
5 years (AmbitionBox Estimate)	₹5.2 L/yr - ₹6.7 L/yr
6 years (3 salaries)	₹4.7 L/yr - ₹7.3 L/yr
7 years (AmbitionBox Estimate)	₹5.3 L/yr - ₹6.8 L/yr
8 years (AmbitionBox Estimate)	₹5.4 L/yr - ₹6.9 L/yr

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Similar Designation salaries in Ratnaafin Capital

Credit Officer Salary

(7 salaries)

₹3 L/yr - ₹4 L/yr

Credit Analyst Salary

(6 salaries)

₹3.5 L/yr - ₹5.4 L/yr

Deputy Manager Salary

(4 salaries)

₹6 L/yr - ₹8.4 L/yr

Area Credit Manager Salary

(3 salaries)

₹12 L/yr - ₹19 L/yr

Top skills at Ratnaafin Capital for Credit Manager

Credit Underwriting Credit Assessment Credit Analysis CAM Business Loan Loan against Property Credit Appraisal Ca Medical Underwriting Laptop Working Capital Risk Management Credit Underwriting Sanction Screening Credit Risk Analysis

Salary related reviews for Ratnaafin Capital

Team Lead in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 11 Jan 2024

5.0

for Salary and Benefits

Likes

...d personal life. My communication skills have notably improved during this time. Ratnaafin ensures timely salary disbursements and offers attractive incentives, contributing to an enhanced financial condition. I feel fortunate to have worked under the guidance of Krunal Sir, and I appreciate the humble and effective management at Ratnaafin.

Salary - Excellent

+6 more

Dislikes

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Telecalling Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 11 Jan 2024

5.0

for Salary and Benefits

Likes

I am working with Ratnaafin from last 2 years in contact center department as a telecaller. I have seen Ratnaafin grow as an organization in last 2 years very significantly. The Management and Leadership is very humble, supportive and provide growth at 360-degree level to an individual. I have also got a chance earn more incentives after getting good direction and knowledge through my reporting manager Mr. Krunal Sharma. They understand you personal issues as well and help us to concentrate on both personal and professional aspects, hence the work life balance I have personally find pretty excellent at Ratnaafin.

Salary - Excellent

+6 more

Dislikes

Nothing to dislikes.

Telecalling Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 12 Jan 2024

5.0

for Salary and Benefits

Likes

ratnaafin is a wonderful platform this platform increase your knowledge boost your confidence my skill also have been inceresed in terms of communication i have been working here last 2 years and krunal sir got me a lot of support and growth i am earning good salary and attractive insentive in this company you feel positive enegry i am highly recommend this company

Salary - Excellent

+6 more

Dislikes

No more

Telecalling Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 12 Jan 2024

5.0

for Salary and Benefits

Likes

Ratnaafin is one of the most Growing NBFC I am proudly say I am work here I'm learning day by day new things Krunal sir support me every stage of my growth every month salary credit on time also I am earning Good incentive work culture is also motivating

Salary - Excellent

+6 more

Dislikes

Nothing

Tellecaller Executive in Ahmedabad

Full Time

Marketing & Communication Department

5.0

• posted on 11 Jan 2024

5.0

for Salary and Benefits

Likes

Ratnaafin is a growing company , I have been working here from last 2 year and I am lern more things about my professional and personal levels I am earning descent salary and attractive insentive very helpful colleague and work atmosphere also very Good

Salary - Excellent

+6 more

Dislikes

No more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Ratnaafin Capital Credit Manager Salary FAQs

What is the salary of Credit Manager at Ratnaafin Capital in Ahmedabad?

The average salary of a Credit Manager at Ratnaafin Capital in Ahmedabad typically ranges from ₹4.0 Lakhs to ₹7.3 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Manager in Ahmedabad at Ratnaafin Capital earn more than ₹7.3 Lakhs per year, and the top 1% earn over ₹7.3 Lakhs per year. Credit Manager Salaries at Ratnaafin Capital can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 7 Ratnaafin Capital employees in India.

What is the estimated take home salary of a Credit Manager at Ratnaafin Capital in Ahmedabad?

The estimated take-home salary of a Credit Manager at Ratnaafin Capital in Ahmedabad typically ranges from ₹43,622 to ₹44,733 per month. This is based on the average salary range of ₹4.0 Lakhs to ₹7.3 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 7 salaries received from various employees of Ratnaafin Capital. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Manager at Ratnaafin Capital in Ahmedabad?

To be a Credit Manager at Ratnaafin Capital in Ahmedabad, the key skills required include:

- Credit Underwriting
- Credit Assessment
- Credit Analysis
- CAM
- Business Loan

These skills are highly valued at Ratnaafin Capital and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Ratnaafin Capital for Credit Manager in India?

ICICI Bank	₹4.7 Lakhs to ₹17.1 Lakhs per year
Kotak Mahindra Bank	₹4.2 Lakhs to ₹15.0 Lakhs per year
HDFC Bank	₹4.0 Lakhs to ₹13.6 Lakhs per year
IDFC FIRST Bank	₹3.0 Lakhs to ₹12.0 Lakhs per year
AU Small Finance Bank	₹2.4 Lakhs to ₹7.1 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Ratnaafin Capital, depending on the role and experience level.

How the salary growth look like for a Credit Manager at Ratnaafin Capital in Ahmedabad?

The salary growth for a Credit Manager at Ratnaafin Capital in Ahmedabad depends on factors such as experience, performance, and promotions. On average, a Credit Manager in Ahmedabad can expect the following growth trajectory at Ratnaafin Capital:

Experience	Average Salary Range
1 year	₹5.0 Lakhs to ₹6.3 Lakhs per year
2 years	₹5.0 Lakhs to ₹6.4 Lakhs per year
3 years	₹5.1 Lakhs to ₹6.5 Lakhs per year
4 years	₹5.1 Lakhs to ₹6.6 Lakhs per year

and so on.

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Ratnaafin Capital Credit Manager Salaries in Ahmedabad

Ratnaafin Capital Credit Manager salary in Ahmedabad ranges between ₹4 Lakhs to ₹7.3 Lakhs with an average annual salary of ₹. Salary estimates are based on 7 Ratnaafin Capital latest salaries received from various employees of Ratnaafin Capital.