bluCognition Senior Credit Underwriter salaries in India

Likes

Compensation is decent

Dislikes

**A Cautionary Tale of a Mismanaged Company** **1. No Work-Life Balance:** The company demands relentless hours with little to no regard for personal time. Expect to work late nights and weekends regularly. **2. Zero Client Retention Rate:** In the past six months alone, they lost four major clients due to poor management and lackluster service. This has created a highly unstable work environment. **3. Project-Based Hiring:** Employees are hired on a project basis, which results in a lack of job security. Once a project is completed, there's no guarantee of continued employment. **4. Incompetent Managers:** The managerial staff lacks both product knowledge and basic managerial skills. They are unable to guide their teams effectively, leading to chaos and frustration. **5. Micromanagement:** Micromanagement is rampant. Managers treat employees like production machines, devoid of empathy and humanity. The constant oversight stifles creativity and autonomy. **6. HR as a Bouncer:** The HR department acts more like a legally appointed bouncer than a support system for employees. Their primary role seems to be enforcing policies & threatening employees of spoiling their career by termination, providing bad reviews in BGC & not giving relieving letter, rather than assisting staff. **7. School-Like Environment:** The work culture resembles that of a strict school. There's a lack of professional freedom, and employees are monitored excessively. **8. Limited Paid Leaves:** The company offers only 21 paid leaves per year. Even to avail of these, employees must go in war with their managers, making it a stressful ordeal. In summary, bluCognition is plagued by poor management, lack of employee support, and an oppressive work culture. I would not recommend this company to anyone seeking a healthy and supportive work environment.

Likes

...lace to learn and Improve skills. Active development and learning opportunities. Salary on time Good infrastructure

Dislikes

While some may view the need to dedicate extra time base on the task priority as a drawback, It can also serve as an opportunity for personal and professional growth for those willing to invest extra effort.

Likes

You will get job security at the cost of low package.

Dislikes

Working culture . More preference give to quantity then quality. Managers (underwriting department) with zero operational knowledge. Flexibility issue in terms of taking leaves. They ask employee to work on their Planned leave day as well and if not then they will start targeting you

Likes

Nothing

Dislikes

... like you, the higher management will have a vindictive approach towards you. 9. You will not be valued as an employee because they can hire other people from the market with a lower salary.

Likes

Decent/ Average- colleagues, work environment and compensation in general.

Dislikes

Nothing very major that could be mentioned in here, but the workload depends on whether the Team or Department is Working from Home or Working from Office and differs Project to Project, due to which everyone could have a different experience.