Bank of Baroda Credit Risk Analyst salaries in Chandigarh

Likes

what i liked about my job that there was no restriction and target headache. as far as BOB is concerned the organisation as a whole is survivable.

Dislikes

everything starting from employees salary and benefits to everyother thing.

Likes

...E BUT THERE SOME PERMANENT EMPLOYEE IS MAKING POOREST & BAD WORKING ENVIRONMENT. In my opinion Bank is looking cheaper employees without giving benefits like incentive & other things only salary based employee.

Dislikes

BANK OF BARODA RADIANCE WEALTH MANAGEMENT IS FAILED DUE TO BANK POLICY THERE IS NO VALUE OF CONTRACTUAL EMPLOYEES TOTAL WORST MANAGEMENT.. Don't Join as contract employee they think you are not eligible candidate.

Likes

Bank of Baroda Scale 1 Officer Starting Salary in Delhi Particulars Annual Monthly Salary without JAIIB Monthly Salary with JAIIB Monthly Salary with CAIIB Basic   36000 37490 38980 DA   17463.6 18186.3 18909.1 Total   53463.6 55676.3 57889.1 Special Allowance   8768.0 9130.9 9493.8 CCA   1400 1400 1400 Learning Allowance   891.06 891.06 891.06 Pay Slip Component   64523 67098 69674 Refreshment Allowance   1250 1250 1250 Employer Contribution to NPS 14%   7484.90 7794.69 8104.48 House Maintenance Allowance   750 750 750 Lease Accomodation in Delhi   30000 30000 30000 Conveyance 50 Litre Petrol   5500 5500 5500 Other Allowance on Annual Basis         Entertainment 4600/- 383 383 383 News Paper 2800/- 233 233 233 Briefcase once in 2 Years 1500/- 63 63 63 Medical Allowance 10600/- 884 884 884 Mobile Handset once in 3 Years 10000/- 833 833 833 Furniture once in 10 Years 125000/- 1041 1041 1041 Performance Linked Incentive 15 Days Salary   2688.4 2795.7 2903.08 Leave Encashment for LFC LTC 30 Days Salary once in 4 Years   1344.2 1397.88 1451.54 LFC /LTC Encashment for 4 Person Average once in 4 Years   708 708 708 Annual Leave Encashment 5 Days Salary   10753.78 11183.06 11612.34 Life Insurance for 20 Lakhs Coverage 12000/- 1000 1000 1000 Health Insurance for 4 Lakhs Coverage 50000/- 4167 4167 4167 Branch Head Allowance*   1000 1000 1000 Mobile Expense*   700 700 700 Total CTC Per Month   135306.04 138781.79 142257.55 *Other Benefits Overdraft Limit Available at 7%, Car Loan and Housing Loan are available at 5.5% Simple Interest, Furniture Maintenance Allowance and Other Perquisites. DA in Banks is revised in every 3 Months Salary will be increased by 17% after 12th BPS. Loan Amount EMI Loan Amount EMI For Every 270000/- Housing Loan 1000/- For Every 90000/- Car Loan 1000/-

Dislikes

No

Likes

Cannot think of anything much apart from job security.

Dislikes

...ions. * People who do work get rewarded with more work and responsibilities. *Performers and non performers get the same pay. * No quick resolution for any problem.

Likes

Job security, timely credit of salary, perks and allowances.

Dislikes

Lack of work life balance, impractical targets and nonchalant attitude of higher authorities. Unnecessary bashing. Higher authorities force the subordinates to lend loans without proper documentation just to meet the targets. Poor infrastructure of branches. Verbal abuses at times. In short, expectation from employees are high and support from management is nil. Culture is deteriorating with time.