ART Housing Finance (India) Credit Officer Salaries by 4 Employees

5 - 6 years exp.

₹3 Lakhs - ₹5.7 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

6% less than the average Credit Officer Salary in Financial Services Companies for 5 - 6 years of experience

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Salaries in different departments

Sales & Business Development Credit Officer Salary 5 years exp. (AmbitionBox Estimate)	₹3 L/yr - ₹5.2 L/yr
Customer Success, Service & Operations Credit Officer Salary 6 years exp. (AmbitionBox Estimate)	₹5.1 L/yr - ₹6.3 L/yr
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Human Resources Credit Officer Salary 6 years exp. (AmbitionBox Estimate)	₹2.7 L/yr - ₹3.3 L/yr

Last Updated: 6 Aug 2024

Companies similar to ART Housing Finance (India) for Credit Officer

Company name	Avg Annual Salary	Open Jobs
Sakthi Finance Credit Officer Salary 0 - 10 years exp. (10 salaries)	₹2.2 L/yr - ₹4 L/yr 23% less
Toyota Financial Services Credit Officer Salary 0 - 5 years exp. (7 salaries)	₹2.8 L/yr - ₹4 L/yr 3% less
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Indostar Home Finance Credit Officer Salary 4 - 6 years exp. (7 salaries)	₹2.8 L/yr - ₹3.8 L/yr 3% more
KapitalTech Credit Officer Salary 1 - 5 years exp. (5 salaries)	₹1.8 L/yr - ₹2.5 L/yr 37% less
BOBCARD Ltd. Credit Officer Salary 1 - 4 years exp. (5 salaries)	₹3.4 L/yr - ₹3.8 L/yr 3% more
Digamber Capfin Credit Officer Salary 1 - 4 years exp. (3 salaries)	₹1.8 L/yr - ₹4.5 L/yr 1% less

Credit Officer salary at ART Housing Finance (India) ranges between ₹3 Lakhs to ₹5.7 Lakhs per year for employees with experience between 5 years to 6 years. Salary estimates are based on 4 latest salaries received from various employees of ART Housing Finance (India).

Experience wise ART Housing Finance (India) Credit Officer salaries

Last Updated: 6 Aug 2024

Experience	Avg Annual Salary
5 years (AmbitionBox Estimate)	₹3.2 L/yr - ₹4.1 L/yr
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6 years (AmbitionBox Estimate)	₹3.3 L/yr - ₹4.2 L/yr

Similar Designation salaries in ART Housing Finance (India)

Credit Manager Salary

(6 salaries)

₹4.28 L/yr - ₹5.6 L/yr

Sales Officer Salary

(4 salaries)

₹2.3 L/yr - ₹3.35 L/yr

Credit Analyst Salary

(AmbitionBox Estimate)

₹5.9 L/yr - ₹7.5 L/yr

Senior Credit Officer Salary

(3 salaries)

₹3.5 L/yr - ₹4.5 L/yr

Officer Salary

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₹3 L/yr - ₹3.6 L/yr

Area Credit Manager Salary

(6 salaries)

₹8 L/yr - ₹10.3 L/yr

Branch Manager Salary

(4 salaries)

₹4 L/yr - ₹7.8 L/yr

Deputy Manager Salary

(18 salaries)

₹5 L/yr - ₹7.35 L/yr

Chief Manager Salary

(AmbitionBox Estimate)

₹15.8 L/yr - ₹20.1 L/yr

Sales Manager Salary

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₹3.75 L/yr - ₹7.5 L/yr

Salary related reviews for ART Housing Finance (India)

5.0

Rated by 1 employees for salary & benefits

Relationship Manager in Mayur Vihar

Sales Department

2.0

• posted on 03 May 2021

2.0

for Salary and Benefits

Likes

...the worst who doesn't support anyone down the line for their better opportunity. They just know how to trouble thier employees by any mean, by holding thier salary, by giving them superficial targets, by troubling them to loose better opportunity of the markets.

Dislikes

The people in new management. They should know that, company is not good or bad, the management who runs, are good or bad. Currently the MD CEO - Vipin Jain, doesn't aware about the internal politics which may leads to loose so many good opportunities of their employees whom they should support in this bad time.

Salary - Poor

+6 more

Operations Officer in Surat

BFSI, Investments & Trading Department

5.0

• posted on 18 Dec 2020

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

State Head Mumbai in Mumbai

Other Department

5.0

• posted on 20 Jul 2020

4.0

for Salary and Benefits

Likes

During this pandemic, company has not deducted salary of employees instead given hike in salary for all who deserves basis performance. Senior management team is enrich of skills and knowledge. They all are good mentor for learners.

Salary - Good

+6 more

Relationship Officer in Jaipur

Full Time

Sales & Business Development Department

5.0

• posted on 25 Oct 2023

5.0

for Salary and Benefits

Likes

Company is write way and digital system good sales work is comfortable

Salary - Excellent

+6 more

Dislikes

Operation and credit particular problem Operation side cheque handover Cradit side sanction condition not about sales person. Please improve the Query

Collections Manager in Alwar

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 27 Dec 2021

1.0

for Salary and Benefits

Likes

No job security, working culture is very bad, seniors are doing favour of loving person, company's policies is good but not in work.

Skill development - Good

Dislikes

Type of working is not good, very much pressure on branch level in collection. Work affecting from involving of sales dppt in collection. No power at branch level in collection like case allocation, incentive preparation. No appreciation to collection guys for good work, credit goes to sales person

Salary - Bad

+4 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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ART Housing Finance (India) Credit Officer Salary FAQs

What is the salary of Credit Officer at ART Housing Finance (India) ?

The average salary of a Credit Officer at ART Housing Finance (India) in India typically ranges from ₹3.0 Lakhs to ₹5.7 Lakhs per year, depending on experience (from 5 years to 6 years).

The top 10% of Credit Officer at ART Housing Finance (India) earn more than ₹5.7 Lakhs per year, and the top 1% earn over ₹5.7 Lakhs per year. Credit Officer Salaries at ART Housing Finance (India) can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 ART Housing Finance (India) employees in India.

What is the estimated take home salary of a Credit Officer at ART Housing Finance (India) in India?

The estimated take-home salary of a Credit Officer at ART Housing Finance (India) in India typically ranges from ₹24,935 to ₹26,375 per month. This is based on the average salary range of ₹3.0 Lakhs to ₹5.7 Lakhs per year for employees with experience ranging from 5 years to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of ART Housing Finance (India). Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than ART Housing Finance (India) for Credit Officer in India?

Indostar Home Finance	₹2.8 Lakhs to ₹3.8 Lakhs per year
BOBCARD Ltd.	₹3.4 Lakhs to ₹3.8 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by ART Housing Finance (India), depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to ART Housing Finance (India) in India?

The salary of a Credit Officer at companies similar to ART Housing Finance (India) in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Digamber Capfin	₹1.8 Lakhs to ₹4.5 Lakhs per year
Toyota Financial Services	₹2.8 Lakhs to ₹4.0 Lakhs per year
Sakthi Finance	₹2.2 Lakhs to ₹4.0 Lakhs per year
KapitalTech	₹1.8 Lakhs to ₹2.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at ART Housing Finance (India) in India?

The salary growth for a Credit Officer at ART Housing Finance (India) depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at ART Housing Finance (India):

Experience	Average Salary Range
5 years	₹3.2 Lakhs to ₹4.1 Lakhs per year
6 years	₹3.3 Lakhs to ₹4.2 Lakhs per year

and so on.

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ART Housing Finance (India) Credit Officer Salaries

ART Housing Finance (India) Credit Officer salary in India ranges between ₹3 Lakhs to ₹5.7 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 ART Housing Finance (India) latest salaries received from various employees of ART Housing Finance (India).