Senio Interview Questions and Answers

Bank debts refer to the money owed by a bank to its creditors, typically in the form of loans or bonds.

• Bank debts are liabilities on a bank's balance sheet.

• They can include loans taken from other financial institutions or individuals.

• Bank debts can also include bonds issued by the bank to raise capital.

• Failure to repay bank debts can lead to financial instability or bankruptcy.

• Examples of bank debts include mortgages, corporate loans, and government bonds.

Restructure is the process of reorganizing a company's structure, operations, or finances to improve efficiency or adapt to changes.

• Involves making changes to the organization's hierarchy, departments, or processes

• May include downsizing, merging departments, or changing reporting relationships

• Often done to cut costs, increase productivity, or respond to market changes

CLO bank debt refers to debt issued by collateralized loan obligations (CLOs) to finance leveraged loans.

• CLO bank debt is a type of debt issued by CLOs, which are special purpose vehicles that invest in a diversified pool of loans.

• The proceeds from CLO bank debt are used to finance leveraged loans, which are loans made to companies with high levels of debt.

• CLO bank debt typically has a seniority ranking within the CLO structure, meaning it has priority in receiving payments f...read more