Process Analyst Interview Questions and Answers for Freshers

Investment banking deals with high-value transactions for corporations and governments, while retail banking serves individual customers with basic financial services.

• Investment banking involves underwriting securities, mergers and acquisitions, and other complex financial transactions

• Retail banking offers services such as savings accounts, loans, and credit cards to individual customers

• Investment banking serves corporations and governments, while retail banking serves indivi...read more

Financial markets are platforms where buyers and sellers trade financial assets such as stocks, bonds, currencies, and commodities.

• Financial markets facilitate the flow of capital between investors and borrowers

• They provide a mechanism for price discovery and risk management

• Examples include stock exchanges, bond markets, foreign exchange markets, and commodity markets

Trade Life Cycle refers to the stages involved in a trade from initiation to settlement.

• Trade initiation

• Trade execution

• Trade confirmation

• Clearing and settlement

• Trade reconciliation

Trading Account vs Demat Account

• A trading account is used to buy and sell securities in the stock market.

• A demat account is used to hold securities in electronic form.

• Trading account is used for active trading, while demat account is used for safekeeping of securities.

• Trading account requires a broker, while demat account requires a depository participant.

• Trading account allows buying and selling of shares, futures, options, etc., while demat account holds these securities in...read more

Cash flow and fund flow are both financial statements that provide information about the movement of money in a business.

• Cash flow refers to the inflow and outflow of cash in a business over a specific period of time.

• Fund flow, on the other hand, focuses on the movement of funds within a business, including both cash and non-cash items.

• Cash flow statement shows the sources and uses of cash, while fund flow statement shows the changes in working capital.

• Cash flow statement hel...read more

A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities, managed by a professional fund manager.

• Mutual funds pool money from multiple investors to invest in a diversified portfolio

• Investors buy shares of the mutual fund, which represent their ownership in the fund's holdings

• Professionally managed by fund managers who make investment decisions on behalf of the investors

• Offer diversification, liquidity, and professional mana...read more

Different types of accounting include financial accounting, management accounting, and cost accounting.

• Financial accounting focuses on recording and reporting financial transactions of a company.

• Management accounting provides information for internal decision-making and planning.

• Cost accounting analyzes and controls the costs of producing goods or services.

• Other types of accounting include tax accounting, forensic accounting, and auditing.