Head/VP/GM-Credit Risk

Head/VP/GM-Credit Risk Interview Questions and Answers

Updated 12 Oct 2020

Q1. What are the most popular chellenge to collect overdue debtors

Ans.

The most popular challenges to collect overdue debtors

  • Lack of communication with debtors

  • Financial difficulties of debtors

  • Disputes over the amount owed

  • Legal complications

  • Inadequate documentation

  • Lack of follow-up on payment plans

Q2. Most affected rules are how our services delivered

Ans.

Rules governing service delivery have the most impact

  • Service delivery rules are critical to credit risk management

  • Changes in service delivery can affect credit risk exposure

  • Examples include changes in underwriting criteria or loan approval processes

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