Credit Risk Analyst Interview Questions and Answers for Freshers

Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.

• Review credit reports and scores

• Analyze financial statements and income

• Consider employment history and stability

• Evaluate debt-to-income ratio

• Assess collateral and assets

• Look for red flags such as bankruptcies or late payments

Financial ratios are tools used to analyze a company's financial performance and health by comparing different aspects of its operations.

• Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

• Examples of financial ratios include: debt-to-equity ratio, return on equity, current ratio, and gross margin.

• These ratios help investors, creditors, and analysts assess the financial health of a company and make informed decisions.

• Understand...read more