Banking Operations

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Banking Operations Interview Questions and Answers for Freshers

Updated 2 Aug 2022

Q1. What is cheque and it's validity? What is Reconciliation? What is suspence account? What is demand draft?

Ans.

Cheque is a written order to a bank to pay a specific amount of money. Reconciliation is the process of comparing two sets of records to ensure they are in agreement. Suspense account is an account used to temporarily hold transactions that cannot be classified. Demand draft is a type of check used to make a payment from one bank account to another.

  • Cheque is a negotiable instrument that directs a bank to pay a specific amount of money to the bearer or a named person.

  • Cheques h...read more

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