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Swarna Pragathi Housing Micro Finance
4.4
based on 7 Reviews
Company Overview
Company Locations
Working at Swarna Pragathi Housing Micro Finance
Company Summary
Swarna Pragathi Housing Micro Finance offers micro-mortgage loans to low-income families in rural India, addressing the significant demand for rural housing finance.
Overall Rating
4.4/5
based on 7 reviews
15% above
industry average
Highly rated for
Company culture, Work-life balance, Promotions
Work Policy
Strict timing
75% employees reported
Day shift
100% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
1 employee reported
Job/Soft skill training
1 employee reported
View detailed benefits
About Swarna Pragathi Housing Micro Finance
Founded in--
India Employee Count51-200
Global Employee Count--
Headquarters--
Office Locations
--
Website--
Primary Industry
Other Industries
--
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Swarna Pragati Housing Microfinance Pvt. Ltd. (SPHM) is a Housing Finance Company regulated by the National Housing Bank. SPHM provides micro-mortgage loans ranging from Rs 1,00,000 to Rs 7,00,000 primarily to families from the economically weaker sections and low-income groups in rural India. The housing loans are provided for self-built new construction as well as for renovation, repairs, and up-gradation of existing houses.
The company's business model is based on the principle of incremental housing, where low-income families build their houses one step at a time. India has a huge unfulfilled rural housing finance demand with little institutional penetration. Swarna Pragati fills this void by extending its home loan product in this segment, utilizing its own internal credit assessment parameters to mitigate risks.
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Swarna Pragathi Housing Micro Finance Ratings
based on 7 reviews
Overall Rating
4.4/5
How AmbitionBox ratings work?
5
3
4
2
3
1
2
0
1
1
Category Ratings
4.3
Company culture
4.3
Work-life balance
4.1
Promotions
4.0
Job security
4.0
Salary
4.0
Work satisfaction
3.8
Skill development
Swarna Pragathi Housing Micro Finance is rated 4.4 out of 5 stars on AmbitionBox, based on 7 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Swarna Pragathi Housing Micro Finance Reviews
Compare Swarna Pragathi Housing Micro Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.4/5 based on 7 reviews | 3.7/5 based on 250 reviews | 3.7/5 based on 306 reviews | 3.8/5 based on 224 reviews |
Highly Rated for | Work-life balance Company culture Promotions | No highly rated category | Work-life balance | Job security Company culture |
Critically Rated for | No critically rated category | Promotions Job security Work satisfaction | No critically rated category | No critically rated category |
Primary Work Policy | - | Work from office 50% employees reported | - | Work from office 100% employees reported |
Rating by Women Employees | 4.8 Excellent rated by 3 women | 4.5 Good rated by 33 women | 3.8 Good rated by 78 women | 3.4 Average rated by 35 women |
Rating by Men Employees | 4.3 Good rated by 4 men | 3.6 Good rated by 198 men | 3.7 Good rated by 191 men | 3.9 Good rated by 148 men |
Job security | 4.0 Good | 3.3 Average | 3.6 Good | 3.8 Good |
View more
Swarna Pragathi Housing Micro Finance Salaries
Swarna Pragathi Housing Micro Finance salaries have received with an average score of 4.0 out of 5 by 7 employees.
Internal Auditor
(3 salaries)
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₹1.9 L/yr - ₹2.5 L/yr
Sales Executive
(3 salaries)
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₹2.6 L/yr - ₹2.9 L/yr
Credit Executive
(3 salaries)
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₹1.3 L/yr - ₹1.8 L/yr
Operations Manager
(3 salaries)
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₹2.7 L/yr - ₹3.5 L/yr
Area Sales Manager
(3 salaries)
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₹4 L/yr - ₹5.8 L/yr
Credit Manager
(2 salaries)
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₹2.8 L/yr - ₹3.6 L/yr
DPT.Manager
(2 salaries)
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₹2.7 L/yr - ₹3.5 L/yr
Branch Manager
(2 salaries)
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₹2.9 L/yr - ₹3.7 L/yr
Credit Officer
(2 salaries)
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₹3.6 L/yr - ₹4.7 L/yr
Senior Credit Executive
(2 salaries)
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₹1.8 L/yr - ₹2.3 L/yr
Swarna Pragathi Housing Micro Finance Perks & Benefits
Swarna Pragathi Housing Micro Finance Offices
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Swarna Pragathi Housing Micro Finance FAQs
How many employees does Swarna Pragathi Housing Micro Finance have in India?
Swarna Pragathi Housing Micro Finance currently has approximately 100+ employees in India.
Does Swarna Pragathi Housing Micro Finance have good work-life balance?
Swarna Pragathi Housing Micro Finance has a work-life balance rating of 4.3 out of 5 based on 7 employee reviews on AmbitionBox. 71% employees rated Swarna Pragathi Housing Micro Finance 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Swarna Pragathi Housing Micro Finance reviews for more details
Is Swarna Pragathi Housing Micro Finance good for career growth?
Career growth at Swarna Pragathi Housing Micro Finance is highly regarded, with promotions and appraisal rating of 4.1. 71% employees rated Swarna Pragathi Housing Micro Finance 4 or above on promotions/appraisal indicating that a significant portion of employees are satisfied with career growth opportunities. We recommend reading Swarna Pragathi Housing Micro Finance reviews for more detailed insights.
What are the pros of working in Swarna Pragathi Housing Micro Finance?
Working at Swarna Pragathi Housing Micro Finance offers several advantages that make it an appealing place for employees. The company is highly rated for company culture, work life balance and promotions / appraisal, based on 7 employee reviews on AmbitionBox.
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