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FICO
4.0
based on 207 Reviews
Company Overview
Company Locations
Working at FICO
Company Summary
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.
Overall Rating
4.0/5
based on 207 reviews
8% above
industry average
Highly rated for
Work-life balance, Company culture, Job security
Work Policy
Hybrid
84% employees reported
Monday to Friday
90% employees reported
Flexible timing
82% employees reported
No travel
70% employees reported
View detailed work policy
Top Employees Benefits
Free meal
34 employees reported
Cafeteria
31 employees reported
Health insurance
30 employees reported
Office gym
24 employees reported
View all benefits
About FICO
Founded in1956 (69 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
HeadquartersBozeman, Montana
Office Locations
Websitefico.com
Primary Industry
Other Industries
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FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.
Founded in 1956, FICO introduced analytic solutions such as credit scoring that have made credit more widely available, not just in the United States but around the world. We have pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high–volume decisions.
Mission: FICO powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics, business rules management and optimization to improve the precision, consistency, and agility of complex, high–volume decisions across our customers’ lifecycle. FICO clients include more than half of the top 100 banks in the world, more than 600 personal and commercial line insurers in North America and Europe, 400+ retailers and general merchandisers, all the 100 largest U.S. credit card issuers, and more.
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FICO Ratings
based on 207 reviews
Overall Rating
4.0/5
How AmbitionBox ratings work?
5
79
4
69
3
24
2
11
1
24
Category Ratings
4.0
Work-life balance
3.9
Company culture
3.8
Job security
3.8
Salary
3.5
Skill development
3.5
Promotions
3.5
Work satisfaction
FICO is rated 4.0 out of 5 stars on AmbitionBox, based on 207 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at FICO
based on 188 reviews
3.7
Rated by 42 Women
Rated 3.9 for Job security and 3.7 for Work-life balance
4.0
Rated by 146 Men
Rated 4.1 for Work-life balance and 4.0 for Company culture
Work Policy at FICO
based on 25 reviews in last 6 months
Hybrid
84%
Work from office
16%
FICO Reviews
Top mentions in FICO Reviews
+ 5 more
Compare FICO with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.0/5 based on 207 reviews | 4.1/5 based on 1.6k reviews | 3.3/5 based on 1.1k reviews | 4.0/5 based on 1k reviews |
Highly Rated for | Work-life balance Company culture Salary | Work-life balance Company culture Job security | No highly rated category | Work-life balance Job security Work satisfaction |
Critically Rated for | No critically rated category | Promotions | Job security Work-life balance Salary | No critically rated category |
Primary Work Policy | Hybrid 84% employees reported | Hybrid 93% employees reported | Work from office 94% employees reported | Work from office 81% employees reported |
Rating by Women Employees | 3.7 Good rated by 42 women | 4.1 Good rated by 571 women | 3.3 Average rated by 172 women | 4.1 Good rated by 219 women |
Rating by Men Employees | 4.0 Good rated by 146 men | 4.2 Good rated by 933 men | 3.3 Average rated by 857 men | 4.0 Good rated by 772 men |
Job security | 3.8 Good | 4.1 Good | 2.8 Poor | 4.1 Good |
View more
FICO Salaries
FICO salaries have received with an average score of 3.8 out of 5 by 207 employees.
Software Engineer
(90 salaries)
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₹7 L/yr - ₹23 L/yr
Lead Engineer
(72 salaries)
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₹16 L/yr - ₹41.8 L/yr
Software Engineer Level 1
(53 salaries)
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₹9.5 L/yr - ₹19.9 L/yr
Devops Engineer
(49 salaries)
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₹5.5 L/yr - ₹17.2 L/yr
Lead Consultant
(40 salaries)
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₹20 L/yr - ₹40 L/yr
Software Quality Assurance Engineer
(37 salaries)
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₹6.3 L/yr - ₹20 L/yr
Senior Engineer
(35 salaries)
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₹28 L/yr - ₹64.7 L/yr
Associate Software Engineer
(32 salaries)
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₹6.3 L/yr - ₹12 L/yr
Software Engineer2
(30 salaries)
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₹17 L/yr - ₹33 L/yr
Solution Engineer
(29 salaries)
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₹8 L/yr - ₹26.4 L/yr
FICO Jobs
Popular Designations FICO Hires for
Current Openings
FICO News
View all
Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
- Consumers opt for buy now, pay later (BNPL) plans due to convenience and accessibility.
- More than half of surveyed individuals used installment options in the past year, with 76% expressing satisfaction with BNPL plans.
- Including BNPL loans in credit reporting and underwriting can benefit consumers with low or no credit scores, help build credit, widen the borrower pool, and encourage responsible loan management.
- BNPL providers like Affirm and FICO are starting to report BNPL performance to credit bureaus, and the inclusion of this data may lead to improved creditworthiness profiles for BNPL users.
Pymnts | 21 Mar, 2025
Fujitsu and FICO Partner to Accelerate Digital Transformation in Financial Services
- Fujitsu and FICO partner to expand FICO® Platform’s Omni-Channel Engagement Capabilities in Japan from July 2025, with future regional growth.
- Partnership aims to enhance financial services with advanced analytics, fraud prevention, and smarter decisioning.
- Fujitsu will provide end-to-end support, including consulting and system implementation, while FICO delivers technical expertise.
- Expansion of FICO's services in Japan expected to meet the increasing need for flexibility in the financial industry.
Global Fintech Series | 19 Mar, 2025
NVIDIA Open-Sources cuOpt, Ushering in New Era of Decision Optimization
- NVIDIA has open-sourced cuOpt, an AI-powered decision optimization engine, allowing developers to unlock real-time optimization at a large scale across industries like logistics, retail, and airlines.
- Key players in the optimization ecosystem such as COPT, FICO's Xpress team, and IBM are integrating or evaluating cuOpt, enhancing decision-making speed.
- NVIDIA collaborates with COIN-OR Foundation, enabling cuOpt to become open source and accessible to a wider community for solving complex optimization problems.
- cuOpt enables real-time decision-making for airlines, power grids, and financial institutions, optimizing operations efficiently.
- By leveraging NVIDIA GPUs, cuOpt evaluates billions of variables simultaneously, significantly accelerating computations and finding optimal solutions faster.
- Traditional optimization approaches navigate solution spaces sequentially, but cuOpt evaluates millions of possibilities intelligently, exponentially enhancing optimization speed.
- cuOpt accelerates linear programming and mixed-integer programming tasks significantly, showcasing speedups up to 3,000x in various optimization scenarios.
- Enhanced optimization not only improves business efficiency but also contributes to a more sustainable, resilient, and equitable world by reducing waste and enabling real-time resource allocation.
- Industry leaders like FICO, Gurobi Optimization, and IBM are exploring GPU-accelerated optimization with cuOpt, ushering in a new era for decision intelligence.
- cuOpt revolutionizes decision-making processes, providing developers with a high-performance AI toolkit and researchers with new opportunities for pushing AI-driven decision-making boundaries.
- cuOpt, to be released as open source later this year, offers real-time optimization benefits by integrating with NVIDIA AI Enterprise software platform for easy deployment in diverse environments.
Nvidia | 19 Mar, 2025
Nationwide Building Society Ditches ‘Fragmented Legacy System’ in Favour of FICO Platform
- UK's Nationwide Building Society has partnered with FICO to enhance its credit risk and decisioning framework.
- Nationwide now uses FICO Platform to process around 1.5 million credit decisions per month, reducing update time by 50%.
- The transformation involved moving to a single, cloud-hosted system for decisioning across multiple financial products.
- The migration to FICO Platform enables Nationwide to deliver faster, more personalized service.
The Fintech Times | 12 Mar, 2025
FICO and TransUnion Team to Improve Credit Access in Kenya
- FICO and TransUnion Kenya have partnered to improve credit access in Kenya.
- The partnership combines TransUnion's CreditVision Variables solution and FICO Score to address risk assessment and financial inclusion challenges.
- By leveraging enriched data and analytics, lenders can make more informed decisions, fostering economic empowerment and building a resilient financial ecosystem.
- Lenders that have integrated CreditVision Variables into their credit risk strategies have experienced significant improvements in risk predictability and approval rates.
Pymnts | 19 Feb, 2025
FICO Announces Plan to Add BNPL to Credit Score Calculations
- FICO plans to add buy now, pay later (BNPL) data to its credit score calculations.
- FICO conducted a study with BNPL firm Affirm, analyzing the impact of incorporating BNPL data into FICO scores.
- The study found that the inclusion of BNPL data could raise FICO scores for some new BNPL borrowers.
- FICO is developing a solution to introduce its treatment of BNPL data to the credit-scoring marketplace.
Pymnts | 5 Feb, 2025
FICO Unveils Inclusion Program to Boost Credit Access for Underserved Groups
- FICO has launched the Lenders Leading Inclusion™ Program to empower CDFIs and MDIs to expand credit access for underserved communities.
- The program provides access to alternative data scores and financial inclusion strategies to responsibly expand credit opportunities.
- FICO aims to support MDIs and CDFIs in reaching credit-ready applicants with little or no credit history.
- The Lenders Leading Inclusion Program is part of FICO's Global Financial Inclusion Initiative to improve lenders' decision-making and forward financial inclusion efforts.
TechBullion | 10 Dec, 2024
New FICO Survey: Consumers Will Switch Banks If Fraud Prevention Expectations Are Not Met
- A global FICO survey reveals that more consumers reported their family and friends becoming victims of real-time payment scams in 2024 compared to 2023.
- 50% of consumers believe that banks should have better fraud detection systems as the top action needed to protect them from scams.
- 65% of consumers worldwide believe that banks should be required to reimburse scam victims for their losses.
- Consumers have higher expectations for fraud prevention at banks, and banks need to prioritize guarding customers from scams.
Global Fintech Series | 13 Nov, 2024
ZainTECH, FICO, and LEAN partner with Tamam to drive AI-Powered innovation in Saudi Arabia’s Fintech Sector
- ZainTECH, FICO, and LEAN partner with Tamam to drive AI-Powered innovation in Saudi Arabia’s Fintech Sector.
- The alliance aims to develop AI-driven data solutions tailored to the Saudi consumer finance market.
- Tamam is a leading microlending platform in Saudi Arabia, providing Shari’a-compliant loans without physical visits to the bank.
- The partnership supports Vision 2030 and focuses on data security and compliance with the Saudi Central Bank's regulations.
TechBullion | 2 Nov, 2024
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FICO FAQs
When was FICO founded?
FICO was founded in 1956. The company has been operating for 69 years primarily in the Software Product sector.
Where is the FICO headquarters located?
FICO is headquartered in Bozeman, Montana. It operates in 2 cities such as Bangalore / Bengaluru, Mumbai. To explore all the office locations, visit FICO locations.
How many employees does FICO have in India?
FICO currently has more than 1,000+ employees in India. Engineering - Software & QA department appears to have the highest employee count in FICO based on the number of reviews submitted on AmbitionBox.
Does FICO have good work-life balance?
FICO has a work-life balance rating of 4.0 out of 5 based on 200+ employee reviews on AmbitionBox. 71% employees rated FICO 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read FICO work-life balance reviews for more details
Is FICO good for career growth?
Career growth at FICO is rated fairly well, with a promotions and appraisal rating of 3.5. 71% employees rated FICO 4 or above, while 29% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading FICO promotions/appraisals reviews for more detailed insights.
What are the pros of working in FICO?
Working at FICO offers several advantages that make it an appealing place for employees. The company is highly rated for work life balance, company culture and job security, based on 200+ employee reviews on AmbitionBox.
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