Head - Lending Operations & Credit Analysis - BFSI/FinTech (15-20 yrs)

Head Lending Operations and Credit Analysis

Key Requirement:

- 15-20 years' experience.

- Ideally with a BFSI / Fintech background.

- Proven track record in credit analysis and credit risk management.

- Experience in engaging with credit teams of banks and NBFCs for credit approvals.

- Experience in engaging with cross functional teams for optimisation of credit lead sourcing.

- Excellent communication skills both verbal and written.

- Knowledge of prevalent commercial practices, commercial regulations, compliance frameworks and regulatory requirements is a plus.

- Proven track record for leading and managing teams.

Key Roles and Responsibilities:

- Analyse credit requests received from SuFin customers for creditworthiness and share it with appropriate partner lenders.

- Engage with partner lenders to ensure that the leads shared are decisioned by the lenders within the defined TAT.

- Ensure high level of engagement with lender partners to ensure smooth functioning of lender relationships.

- Ensure appropriate credit risk mitigation framework is in place to mitigate transaction risks.

- Manage and enhance the "Trust and Verified" framework of L&T SuFin for managing credit risks.

- Ensure that appropriate SOPs are in place and updated regularly to reflect all the processes under the purview of lending operations.

- Manage and motivate a high performance team and provide appropriate guidance and support for desired outcomes.