Credit Data Scientist

JOB DESCRIPTION
Job Title: Credit Data Scientist
Department: Credit/Risk Location: Bengaluru, IN (Remote) Reports to: Global Director, Credit/Risk
Overview:
The Credit Data Scientist is responsible for the creation and enhancement of robust statistical
modeling and reporting on Vervent Cards various credit portfolios. This position is responsible
for setting sound credit strategies and processes for origination and account management. In
addition, the Credit Data Scientist is responsible for partnering with the servicing organization to
provide statistical models and analytical support that maximize product profitability across all
internal functions.
Primary Responsibilities:
• Development of new risk strategies and statistical models.
• Implement new predictive models as champion / challenger.
• Analyze and enhance existing predictive models.
• Develop analysis, modeling, and reporting services that are delivered to internal and
external stakeholders.
• Present findings to various levels of management, vendors and stakeholders.
Position Requirements:
• Degree in Data Science, Mathematics, Statistics, related field, or equivalent work
experience.
• Advanced Microsoft Excel and T-SQL skills required, SSIS and SSRS knowledge is a plus.
• Proficiency with a model development software such as python or R is required.
• 4-8 years of job-related experience in a credit card/financial services environment is
required.
• Strong knowledge of the credit card issuing business required.
• Ability to organize and prioritize work to meet deadlines.
• Strong analytical and problem-solving skills to design strategies, drive results, and
implement changes in cross-functional teams.
• Excellent verbal and written communication skills. • Ability to operate well under pressure.
• Flexibility to adapt to changing environments.

• Sound decision making ability.
Soft Skills:
• Excellent verbal and written communication skills.
• Ability to operate well under pressure.
• Flexibility to adapt to changing environments.
• Sound decision making ability.
Company Overview
As a fintech leader, Vervent sets the global standard for outperformance by delivering superior
expertise, future-built technology, and meaningful services. We support our industry-leading
partners with primary strategic services and our goal is to empower companies to accelerate
business, drive compliance, and maximize service.
Founded in 1986, purchased by current CEO, David Johnson, in 2008 Privately owned by Stone
Point Capital, Vervent Management and other passive investors.
Lines of Business:
• Primary Servicing Loan, Credit Card & Lease
• Capital Markets Services – Backup Servicing, Verifications,
• Collateral Management, Structured Settlements, etc.
• Credit Card Programs – within the Vervent Card Division we offer a) Captive Credit Card
Programs (secured and unsecured) b) Managed Card Services
Global Service Operations supports all divisions to facilitate servicing and card program
management Clients include consumer and small business “marketplace” lenders, finance
companies, leasing companies, insurance companies, captive finance companies, alternative
capital providers, consumers and banks Vervent services ~$150 billion in assets as a primary
and backup servicer. It also manages ~1 million consumer credit cards.
Locations: San Diego, Baja, Portland, Sioux Falls, Philippines, India