Senior Credit Manager

Venus is hiring a Senior for Credit Portfolio Management to lead the full credit lifecycle for lending products. This role encompasses origination, credit monitoring, risk assessment, and debt recovery, ensuring portfolio health and sustainable growth. The Senior will oversee existing loan portfolios, assess new borrowers, and guide teams across these critical areas.

Key Responsibilities

• Origination and Sourcing:
• Credit Monitoring and Risk Assessment:
• Workout and Recovery:
• Legal and Compliance:
• People and Operational Management:
• Strategic Initiatives:
  
  

Required

Qualifications for the Senior position:

• Bachelor's degree: MBA/CA or an advanced degree preferred
• At least 8-12 years of direct credit experience in a lending institution; SME lending a plus;
• Strong quantitative skills, expert problem-solving ability, adeptness in the use of logic
• Excellent financial analysis skills
• Demonstrable capability to report findings clearly, concisely, and persuasively.
• Strong interpersonal skills; Relationship management and client-facing experience a plus
• Excellent written and verbal communication; Demonstrated ability to prepare written memos and reports fluently in English
• High comfort level working in a relatively flat, non-hierarchical environment
• Demonstrate strong leadership skills, a proven track record in team management, and the ability to inspire and motivate others.

Preferred

• He must have exposure in lending to Mid Corporate clients).
• Candidate needs to have an overall experience of 8-12 years, of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC would be preferred.

Skills

• Flair and ability to evaluate business opportunities.
• Relationship-building and networking skills
• Strong communication and presentation skills
• Ability to get a given assignment/ job completed within the stipulated timeline