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5 Underwriting Jobs in Nagaur

Officer-Credit LAP

1-4 years

Pondicherry / Puducherry, Sira, Belgaum + 39 more

1 vacancy

Officer-Credit LAP

Ujjivan Financial Services

posted 5mon ago

Job Description

Ujjivan Financial Services Pvt. Ltd. is looking for Officer-Credit LAP to join our dynamic team and embark on a rewarding career journey
  • Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity
  • Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms
  • Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations
  • Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria
  • Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults
  • Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts
  • Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns
  • Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders
  • Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Employment Type: Full Time, Permanent

Functional Areas: Banking/Insurance

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Officer salary at Ujjivan Financial Services

reported by 2 employees with 1-2 years exp.
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₹1.9 L/yr - ₹2.5 L/yr
54% less than the average Officer Salary in India
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