Credit Manager - Secured Business Loans (Micro LAP)

Credit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented


The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them


He will also be coordinating with the sales team and operations team for collecting accurate data


Ensuring proper security creation process for all secured loans
Ensuring that all KYC guidelines issued by RBI from time to time have been adhered to
Interacting with customers, assessing the applications, and ensuring that credit parameters have been adhered to
Relationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queries
Analytical skills and ability to process data on computer spreadsheets
Comfortable in assessing clients without access to audited financials
Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc
Willingness and ability to travel within the city