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839 Tata Capital Jobs

Area Credit Manager-Supply Chain

5-9 years

Ahmedabad

1 vacancy

Area Credit Manager-Supply Chain

Tata Capital

posted 4mon ago

Job Description

Business Vertical SME credit Designation Area Credit Manager Grade M
  • M
  • M
  • /span> Educational Qualification MBA/PGDBA/PGPM/ CA or Equivalent Experience
  • years in Banks/NBFC
  • /strong> To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement.
    To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants
    Y
  • /strong> Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team Y
  • /strong> Pre approval and rating of all clients with exposure more than Rs
  • Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes
  • /strong> Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels Y
  • /strong> Working on projects/process improvements from time To time y
  • /strong> To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry y
  • /strong> Development of market intelligence by engaging with the people in other banks and FIs w.
    r.
    t.
    their policies, focus area, portfolio health
    Y
  • /strong> To identify the automation opportunities in existing processes, new product development y
  • /strong> To raise early warning signals for exit of stress accounts and take due measures for timely exit Y
  • /strong> To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines Y


  • Employment Type: Full Time, Permanent

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