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Area Credit Manager-CEQ
5-9 years
₹ 12 - 24L/yr (AmbitionBox estimate)
This is an estimate of the average salary range for this
position. It has not been reviewed by the company, and
the actual salary may differ.
New Delhi
1 vacancy
Area Credit Manager-CEQ
Tata Capital
posted 6mon ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Business Vertical
SME credit
Designation
Area Credit Manager -CEQ
Grade
M M M /span>
Educational Qualification
MBA/PGDBA/PGPM/ CA or Equivalent
Experience
years in Banks/NBFC
/strong>
To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement.
To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants /strong>
Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
/strong>
Pre approval and rating of all clients with exposure more than Rs Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes
/strong>
Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
/strong>
Working on projects/process improvements from time To time
/strong>
To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry
/strong>
Development of market intelligence by engaging with the people in other banks and FIs w.
r.
t.
their policies, focus area, portfolio health /strong>
To identify the automation opportunities in existing processes, new product development
/strong>
To raise early warning signals for exit of stress accounts and take due measures for timely exit
/strong>
To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines
To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants
r.
t.
their policies, focus area, portfolio health
Employment Type: Full Time, Permanent
Read full job descriptionTata Capital Interview Questions & Tips
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What people at Tata Capital are saying
Rating based on 19 Area Credit Manager
reviews
Anonymous · Finance & Accounting
in Mumbai
Likes
Work life balance
- Salary - Good+6 more
Dislikes
Internal politics
Area Credit Manager salary at Tata Capital
reported by
150
employees
with 2-14
years exp.
₹8
L/yr - ₹32
L/yr
60%
more
than the average Area Credit Manager Salary in India
View more details
What Tata Capital employees are saying about work life
based on 2.4k employees
Flexible timing
Monday to Saturday
Within city
Day Shift
Tata Capital Benefits
Submitted by Company
Job Training Health Insurance Soft Skill Training Work From Home
Submitted by Employees
View more benefits 
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