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783 Tata Capital Jobs

Regional Credit Manager-CF

4-6 years

Mumbai

1 vacancy

Regional Credit Manager-CF

Tata Capital

posted 3mon ago

Job Description

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the

  • Support and co-partner with business teams to manage end to end credit approval for the designated region
  • Underwrite for all customer segments for corporate finance products and present to senior level
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
  • Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
  • Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
  • Co-ordinate with the recoveries team and generate business insights.
  • Lead a team of credit approvers to ensure portfolio quality and delinquencies.
  • Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
  • Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
  • Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

  • Support and co-partner with business teams to manage end to end credit approval for the designated region
  • Underwrite for all customer segments for corporate finance products and present to senior level
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
  • Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
  • Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
  • Co-ordinate with the recoveries team and generate business insights.
  • Lead a team of credit approvers to ensure portfolio quality and delinquencies.
  • Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
  • Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
  • Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

    Qualification : MBA/PGDBA/PGPM/ CA or Equivalent


  • Employment Type: Full Time, Permanent

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    People are getting interviews at Tata Capital through

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    What people at Tata Capital are saying

    4.2
     Rating based on 6 Regional Credit Manager reviews

    Likes

    Salary and benifit

    Dislikes

    Working hours and work life balance is very poor

    Read 6 reviews

    Regional Credit Manager salary at Tata Capital

    reported by 56 employees with 9-20 years exp.
    ₹15 L/yr - ₹35 L/yr
    27% more than the average Regional Credit Manager Salary in India
    View more details

    What Tata Capital employees are saying about work life

    based on 2.4k employees
    58%
    50%
    51%
    98%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Tata Capital Benefits

    Submitted by Company
    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Submitted by Employees
    Health Insurance
    Job Training
    Soft Skill Training
    Work From Home
    Cafeteria
    Free Transport +6 more
    View more benefits

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    Tata Capital Mumbai Office Location

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