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Tata Capital

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4.1

based on 2.6k Reviews

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868 Tata Capital Jobs

Regional Credit Manager-CF

Tata Capital Ltd

 · 

4.1

 based on 2.6k Reviews

4-6 years

Mumbai

1 vacancy

Regional Credit Manager-CF

Tata Capital

posted 5mon ago

Job Role Insights

Flexible timing

Key skills for the job

Software Configuration Management UPS Auditing Training Compliance Corporate Finance

+ 2 more

Job Description

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the

  • Support and co-partner with business teams to manage end to end credit approval for the designated region
  • Underwrite for all customer segments for corporate finance products and present to senior level
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
  • Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
  • Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
  • Co-ordinate with the recoveries team and generate business insights.
  • Lead a team of credit approvers to ensure portfolio quality and delinquencies.
  • Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
  • Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
  • Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

  • Support and co-partner with business teams to manage end to end credit approval for the designated region
  • Underwrite for all customer segments for corporate finance products and present to senior level
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
  • Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
  • Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
  • Co-ordinate with the recoveries team and generate business insights.
  • Lead a team of credit approvers to ensure portfolio quality and delinquencies.
  • Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
  • Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
  • Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

    Qualification : MBA/PGDBA/PGPM/ CA or Equivalent


    • Employment Type: Full Time, Permanent

    Read full job description

    Prepare for Regional Credit Manager roles with real interview advice

    Top Tata Capital Regional Credit Manager Interview Questions

    Q1. How many Files do you handle per month and what is average TAT
    asked in Senior Manager Credit interview
    View answers (11)
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    What people at Tata Capital are saying

    3.7
     Rating based on 7 Regional Credit Manager reviews

    Likes

    Salary and benifit

    • Salary - Excellent
      • +2 more
    Dislikes

    Working hours and work life balance is very poor

    • Work satisfaction - Poor
      • +1 more
    Read 7 Regional Credit Manager reviews

    Regional Credit Manager salary at Tata Capital

    reported by 54 employees with 9-18 years exp.
    ₹15 L/yr - ₹37 L/yr
    24% more than the average Regional Credit Manager Salary in India
    View more details

    What Tata Capital employees are saying about work life

    based on 2.6k employees
    58%
    50%
    50%
    98%
    Flexible timing
    Monday to Saturday
    Within city
    Day Shift
    View more insights

    Tata Capital Benefits

    Submitted by Company
    Job Training
    Health Insurance
    Soft Skill Training
    Work From Home
    Submitted by Employees
    Health Insurance
    Job Training
    Soft Skill Training
    Work From Home
    Cafeteria
    Free Transport +6 more
    View more benefits

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    Ganpatrao Kadam Marg, Mumbai, Maharashtra 400013, IN Mumbai, Maharashtra
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