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990 Tata Capital Jobs
Regional Credit Manager - Retail MFB
9-20 years
₹ 15 - 30L/yr (AmbitionBox estimate)
Hyderabad / Secunderabad
1 vacancy
Regional Credit Manager - Retail MFB
Tata Capital
posted 7d ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products
Support and co-partner with business teams to manage end to end credit approval for the designated region
Underwrite for all customer segment for retail and high value cases and present to senior level
Authorize deviations raised and documented by underwriters in compliance with credit policy.
Finalize review of credit memos, prepared by underwriters, and approval/ decline signoffs on every file after checking for documentation requests.
Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
Ensure timely completion of personal discussion documents through customer visits if required.
Oversee and initiate follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
Co-ordinate with the recoveries team and generate business insights.
Lead a team of credit approvers to ensure portfolio quality and delinquencies.
Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
Adhere to all norms and regulations required.
Post Graduate/ Graduate in any discipline
Employment Type: Full Time, Permanent
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What people at Tata Capital are saying
Rating based on 7 Regional Credit Manager
reviews
Anonymous · Risk Management & Compliance
in Patna
Salary and benifit
- Salary - Excellent
Working hours and work life balance is very poor
- Work satisfaction - Poor
Regional Credit Manager salary at Tata Capital
What Tata Capital employees are saying about work life
Tata Capital Benefits
Job Training Health Insurance Soft Skill Training Work From Home 
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