Risk Control Officer

Role & responsibilities

• Conducts background verification of borrowers using KYC documents, CIBIL scores, and financial statements.
• Ensures property documents (title deeds, sale agreements, NOCs) are authentic and legally valid.
• Assesses borrower's repayment capacity through salary slips, ITRs, and bank statements.
• Conducts physical verification of applicants residence, workplace, and property to prevent fraudulent applications.
• Ensures that the sanctioned loan is being used for the intended purpose.
• Identifies multiple loan applications from the same borrower to detect potential fraud.
• Identifies borrowers showing signs of potential default and takes preventive measures.
• Monitors signs like sudden financial distress, loan stacking, or discrepancies in property valuation.
• Coordinates with legal teams for SARFAESI actions in case of default.
• Ensures that loan approvals, risk assessments, and documentation follow regulatory guidelines.
• Conducts internal audits and prepares risk reports for management and regulators.

Qualifications:

• Any Bachelors degree preferred.
• Experience in risk management, fraud prevention, compliance, internal audit, or financial
• Understanding of regulatory frameworks control
• Risk Assessment
• Process & Policy Development

Perks and benefits

18 PL

Mediclaim policy

Competitive Salary.