credit analyst

We are looking for a professional Credit Analyst to determine our customerscreditworthiness.

A credit analyst, also known as a credit risk analyst, determines the creditworthiness and risk profile of an individual or business by analyzing their financial data and deciding whether or not to extend them credit..

Tasks, Duties, & General Responsibilities.

Assessing and maintaining credit limits and assigning credit risk categories for new and existing customers within the company Credit Policy guidelines.

Delivering of financial recommendations to the business based on financial matrixes..

Supporting credit analysis team lead, global AR lead and all member of Treasury organization with daily management tasks related to credit analysis..

Writing detailed reports Create reports using charts, graphs and other visual aids to help make credit decision..

Recording anticipated economic environment changes..

Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)..

Complete ratio, trend and cash flows analyses and create projections..

Determine in depth the degree of risk involved..

Adhere to credit policy and guidelines..

Qualifications.

5-7 years' proven working experience as a credit analyst..

Proven working experience as a credit analyst..

Ability to analyze cash flows, leverage, collateral and customer strength..

Requires careful attention to detail..

Strong problem solving, time management, and critical thinking skills..

Ability to work independently and meet tight deadlines..

Strong communication and presentation skills..

Sound judgement..