Analyst-Control Management

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At American Express, you ll be recognized for your contributions, leadership, and impact every colleague has the opportunity to share in the company s success. Together, we ll win as a team, striving to uphold our company values and powerful backing promise to provide the world s best customer experience every day. And we ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and lets lead the way together.

BU Copy (CFR): How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

Control Management Risk Pillar (Risk ID, Assessment, Testing and Reporting): The objective of the Credit & Fraud Risk Control Management Risk ID, Assessment, Testing and Reporting team is to identify, assess, mitigate, and report on Operational Risk within BU processes for Credit & Fraud Risk to ensure adherence to regulatory standards, Amex policy and enhance the BUs resilience through managing a clear methodology of inherent and residual risk.

Band Level Copy: Credit & Fraud Risk is looking for a Analyst of Risk ID, Assessment, Testing & Reporting focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

The Analyst, Credit & Fraud Risk, Risk ID, Assessment, Testing & Reporting will:

Assist in additional identification of risks throughout business processes and systems (along with business process owners)

Facilitate BUs in their risk assessments performance (e. g. , materiality assessment of CFR strategy rules, identification of Critical data elements) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met

Support control monitoring (supplemental to BU process owners testing) and compile key operational risk trends, activities, and events

Proactively help identify areas of high-risk for intervention (e. g. , automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing

Support thematic risk reporting (levels, trends, causes) to provide actionable insights to BU on current risk levels, emerging trends and root causes

Support in Identification and implementing key data quality controls across risk processes and governance as part of data risk policies

Support BU with identification of risks and spotting areas where product changes or improved controls may be required within New Product Governance (NPG)

Support risk management practices within the business

Maintain risk dashboards and key risk indicators (KRIs) for ongoing monitoring

Support sharing insights, better practices, themes, etc. across the enterpris e

Required Qualifications:

1-2 Years experience in operational risk management (e. g. , within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities

project management, communication, and interpersonal skills

Experience in process governance, with an understanding of processes that align with policies, regulatory frameworks, and/or operational standards

Strong analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively

Preferre d Qualifications:

Bachelors Degree in Finance, Business, Risk Mgmt. , or related field; advanced degrees (e. g. , MBA, MSc) or certifications are advantageous

Experience in at least one of the following:

Supporting identification of operational risks throughout business processes and systems

Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met

Supporting independent control monitoring, including identification of control improvements

Supporting the identification of areas of risk for intervention, including conducting independent quality assurance and process testing

Compiling thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes

ORMCM

Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities