IndusInd Bank - Regional Head - Emerging Local Corporate (10-15 yrs)

Regional Head : Emerging Local Corporate Dept [CCBG]

Job Description:

- The candidate will be required to acquire NTBs in SME segment & deepen wallet share in existing portfolio of clients.

- Candidate should have experience is undertaking credit risk appraisal & presenting the proposal to relevant forum/s for sanction. Should be able to achieve budgets set by Bank's management & bring aggressive growth through SANCTION & DISBURSEMENT of NTBs in SME.

- Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio of SME group.

- Ability to structure the facilities as per the client's need and bank's strategy ensuring optimum profitability & sustainability of the business within the regulatory framework.

- Should have knowledge of the local market where he / she knows the leading SME Clients,

- Undertake credit risk appraisal, prepare appraisal notes, term sheets & financial model and engage wit credit team to resolve queries and present the case to relevant senior management forums for sanction.

- Engage & co-ordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring.

- Ensure end-to-end transaction execution from origination to completion.

- Engage and maintain senior management relationships of SME clients to deepen wallet share, negotiate pricing & cross-sell other banking products like CMS, salary a/cs, corporate cards and insurance.

- Responsible for monitoring and maintaining credit health of the portfolio & take appropriate steps to proactively mitigate any sign of stress in the portfolio.

- Should Have experience with team handling role.