Sales Manager- Direct Personal Loan

1. Client Relationship Management: Establish and maintain relationships with clients, understanding their financial requirements and providing tailored loan solutions.

2. Loan Assessment: Evaluate the creditworthiness of clients, reviewing financial statements, and credit reports to make lending decisions.

3. Loan Structuring: Structure loan deals that meet the specific needs of clients, ensuring they align with the NBFC's risk appetite and profitability goals.

4. Loan Portfolio Growth: Work on expanding the personal loan portfolio, acquiring new clients, and cross-selling other financial products and services.

5. Compliance: Ensure that all lending practices adhere to regulatory requirements and internal policies, including KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures.

6. Market Research: Stay informed about market trends and competition to identify opportunities for personal loan growth.

7. Customer Service: Provide ongoing support and excellent customer service to business clients, addressing their inquiries and concerns.