State Legal Manager

1. Exposure on Civil & Criminal Litigation

• Should have exposure to Civil litigation including Arbitration proceedings, Actions under Specific Relief Act, both at High Court and Lower Court, Money suits, Execution of Decree, Interim reliefs both at High Courts and Lower Courts, SARFAESI
• Should be exposed to Cr.P.C. and various criminal actions under Negotiable Instruments Act and under various provision of IPC. Must be innovative and aggressive in executing actions to create pressure on the customers.

2. Police & Administration

• Should have experience in dealing with Police, Revenue and other District Administration for handling issues related to Repossession of financed assets and any other criminal cases filed against Company or its employees

3.Usage of Legal tools for Recovery

• Should be conversant with using various legal tools to strategize recovery of dues

from the customers.

• Should have dealt with legal cases relating to recovery of both secured and unsecured

products

4.Consumer forum / Criminal cases

• Should be well conversant in dealing with high numbers of consumer forum courts and criminal cases initiated against company, any of its director and employees, at all levels

5. Close interaction with Recovery Team

• Experience in closely interacting with recovery team and in supporting recovery efforts.
• Creating and providing various legal tools to Collections
• support for Executing legal tools and Joint Customer visit in Critical and High ODPOS cases
• Orientation towards using Digital ways and means for handling litigation, issuing notices and others to provide cost-effective legal solutions for recovery in Small ticket loans

6. Others

• Liaise with Solicitors and outstation advocates and attend to all civil and criminal litigation including matters Quasi-judicial authorities
• Advise the business on all legal issues and legal risks pertinent to life insurance business.
• Drafting of replies to legal notice, consumer complaints, Ombudsman complaints, pleadings, affidavits etc.
• Providing support in redressal of consumer complaints
• Track of development in laws and regulations relevant to the Industry.
• Maintain the litigation deck for the Company
• Ensure compliance with the Legal Policy.