Credit Risk Analyst (1-7 yrs)

Credit Risk Analyst

Job Description:

- Conduct in-depth financial and risk analysis of mid to large corporate clients, assessing their creditworthiness and recommending appropriate credit limits.

- Evaluate financial statements, cash flow projections, industry trends, and macroeconomic factors affecting credit risk.

- Develop and implement credit risk models while applying stress testing scenarios to assess portfolio vulnerabilities.

- Monitor and manage credit risk exposure to ensure it remains within acceptable levels.

- Identify early warning signs of credit deterioration and recommend risk mitigation strategies.

- Ensure compliance with internal risk policies, regulatory guidelines, and risk governance frameworks.

- Collaborate with relationship managers, senior management, and external stakeholders to provide risk insights and strategic recommendations.

- Present credit risk reports and findings to credit committees and senior executives to support key lending and risk management decisions.

Key Qualifications & Experience:

- Bachelor's/Master's degree in Finance, Economics, Business, or a related field.

- 1+ years of experience in credit risk, preferably handling mid to large corporate clients.