Senior Underwriter correspondent lending

JOB FUNCTIONS AND RESPONSIBILITIES

• To work on loan underwriting and complete the daily target or assignments.
• Have experience in US Mortgage Underwriting.
• Working on 4 Cs (Credit, Capacity, Capital, and Collateral).
• Knowledge on Income Calculations (Wage, Self Employed and other incomes).
• Knowledge on Credit review (liability reconciliations and guideline requirements)
• Knowledge on Assets/Capital review with guideline requirements.
• Knowledge in LTV, CLTV calculations, PITI and DTI calculations.
• Knowledge in Fannie Mae and Freddie Mac guideline requirements.
• Knowledge in Govt. loans (FHA, VA and USDA)
• Knowledge on FHA/VA/USDA guideline requirements.
• Good communication skill.
  
  

EDUCATION / EXPERIENCE

• Any degree with US Mortgage Underwriting experience.

WORK SCHEDULE OR TRAVEL REQUIREMENTS

Night shift and Hybrid Work (should be available for Work from Office based on the business requirements)