Assistant Manager - Secured Assets (Loan Processing)

Role & responsibilities:

Loan Origination and Servicing Support:

• Coordinate and manage the end-to-end loan application process.
• Verify and validate documents and information provided by applicants.

Underwriting and Disbursement:

• Perform document and system checks to ensure loans are disbursement-ready.
• Evaluate the creditworthiness and financial stability of applicants.

Loan Docket Management:

• Organize, maintain and review loan dockets to ensure compliance with regulatory standards.
• Oversee proper storage and retrieval processes.

Regulatory Compliance:

• Handle CERSAI and CKYC reporting in compliance with regulations.
• Ensure adherence to all regulatory guidelines and internal policies.

Portfolio Performance and Risk Assessment:

• Monitor portfolio performance and perform periodic risk analyses.
• Identify trends, flag potential risks, and suggest corrective actions.

System Management and Technical Escalations:

• Maintain and update loan management systems with precision.
• Identify and escalate technical issues to ensure data integrity and operational continuity.

Preferred candidate profile:

Qualifications and Experience:

• Graduate/Postgraduate in Commerce, Finance, or related fields.
• 2-6 years of prior experience in banking or financial institutions, with a focus on housing finance / Business loan operations and underwriting.
• Strong analytical and problem-solving skills.
• Familiarity with regulatory frameworks related to secured loans and housing finance.
• Proficiency in loan management systems and tools.
• Excellent organizational and communication skills.
• Attention to detail and ability to work under tight deadlines.