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Senior Executive - Microfinance

BAJAJ FINANCIAL SECURITIES LIMITED

 · 

4.0

 based on 6.7k Reviews

1-2 years

₹ 1.45 - 4.5L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Lamkani fi

Senior Executive - Microfinance

Bajaj Finance

posted 1d ago

Job Role Insights

Key skills for the job

Data Entry Customer Service Quality Assurance Survey UPS AutoCAD

+ 12 more

Job Description

    



Job Purpose  
Responsible for doing village surveys, getting new customers, do CGT, house verification and income assessment, do quality sourcing, ensure collections and recoveries are done as per the group/centre meeting schedule. Maintain Healthy Customer Relationships on ground in the location    



Duties and Responsibilities  
  •  Conduct village surveys and do prospecting in selected villages, explain BFL MFI JLG product offerings to all who attend prospecting briefing.
  •  Source New Customers in the locations allocated, form JLG groups and promote financial literacy amongst potential borrowers
  •  Collect all information needed for sourcing, data entry / upload and/or validate documents on LOS, follow entire sourcing process as defined in SOP
  •  Coordinate with BM for required approvals and Credit Ops officer at branch for disbursements as per process
  •  Plan Center Meetings of customers and notify customers in advance of the schedule, ensure 100% participation of borrowers in the center meetings. Resolve customer queries and promote top ups / cross sell as defined for the branch. Manage a portfolio of 450- 500 customers
  •  Ensure collections are done from Customers as per scheduled center meeting days, ensure 100% deposition of recovery done in defined points of disposition as per SOP.
  •  Carry out end use monitoring of loans as per the process
  •  Maintain Healthy and cordial relationship with all potential and existing borrowers, ensure 100% compliance and good conduct on all SOPs and practices as defined in the branch operating model.
  •  Create a daily report of tasks planned and executed and submit to Branch Manager.
  •  Ensure recovery disposition reconciliation is done with Credit and Ops Officer as per schedule.
  •  Ensuring critical parameters like lead to login are executed as per matrix .
  •  Maintain centre meeting discipline, follow SOPs and code of conduct    



    Major Challenges  
  •  Quality sourcing and achieving targets as defined
  •  Regular collections and maintaining customers in current bucket, regularizing and normalizing delinquent customers
  •  Compliance on all business parameters, zero audit findings on his / her sourced customer segment / portfolio    

    • Employment Type: Full Time, Permanent

    Read full job description

    Prepare for Senior Executive roles with real interview advice

    What people at Bajaj Finance are saying

    4.2
     Rating based on 29 Senior Executive reviews

    Likes

    This Work is Professional To Work and The will benifits to All ok. But very Nice job

    • Salary - Excellent
      • +6 more
    Dislikes

    They wil Target very Hard and Faithfully.

    Read 29 Senior Executive reviews

    Senior Executive salary at Bajaj Finance

    reported by 96 employees
    Lock Unlock
    ₹1.3 L/yr - ₹4.6 L/yr
    44% less than the average Senior Executive Salary in India
    View more details

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