Credit Officer

L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential.

Desired profile

Qualification: Graduate

Location: Bandra Kurla Complex, Mumbai

Experience: 3 to 5 years of relevant experience

Preferred Candidates from Banking /NBFCs /Fintech/Rating Agencies/Credit Analytics

Key Responsibilities

Plotting and preparation of CAM. Credit Check Analysis of entities.

Review of credit verification reports.

Tracking and Monitoring of Verification reports and analyzing credit risks

Follow-up with agencies, Business team etc. for completion of Verification and Credit check analysis

Co-ordination with Fintech Partners and other agencies as part of Verification and Credit check analysis

Suspension/Reinstation of Entities on the platform as per policy

Maintaining and Publishing regular MIS

Key Competencies

Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile.

Experience in Credit Analysis

Strong analytical skills and should be able to demonstrate sound judgement.

Strong Excel Skills